Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–20 results in Johnstown, PA metro
- 2.75%APY$558 over 24 months on $10,000
Requirements
Product: $500 minimum balance for all terms. Early withdrawal penalty: 1 month dividend for 6 month certificates; 3 months dividend for 12 to 36 month certificates.
Offer: Early withdrawal penalty: 3 months dividend.
2.75% interest rate · Effective Jan 2, 2024
Rate checked
More details - 2.01%APY$201 over 1 year on $10,000with conditions
Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings on the account. Relationship rates require four or more unique services with the bank.
Offer: Best "Relationship" Rate. Compounded 6 month. Available to customer who has four or more unique services with the bank. Penalty for early withdrawal.
Qualified rate · 2.00% interest rate · Effective Sep 17, 2026
Rate checked
More details - Franklin Johnstown Federal Credit UnionRegular Share Term AccountsCD · 6 months · $1,000 min
Credit union · 2 branches
1.50%APY$75 over 6 months on $10,000Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$100 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: In-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Johnstown, PA metro
147 CDs at 16 banks and credit unions · checked Sep 24–Oct 16
- Typical
- 2.01%
- Top 10% from
- 3.97%
- Banks, typical
- 2.01%
- Credit unions, typical
- 2.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Johnstown, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PRR South Fork Federal Credit UnionCredit union · 2 branches