Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–35 results in Johnson City, TN metro
- Knoxville TVA Employees Credit UnionSet It & Forget It Certificate AccountCD · 24 months
Credit union · 1 branch
3.00%APY$609 over 24 months on $10,000Requirements
Product: Automatic monthly deposit of $25 required on balances under $25,000. Additional deposits allowed. Term fixed at account opening.
2.96% interest rate · Effective Oct 15, 2026
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More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
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More details - 1.00%APY$510 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties may reduce earnings. Terms range from 6 months to 60 months. Rates are subject to change at any time.
Offer: Compounded quarterly. Early withdrawal penalties may reduce earnings.
1.00% interest rate · Compounded quarterly
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More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Johnson City, TN metro
176 CDs at 21 banks and credit unions · checked Oct 15–22
- Typical
- 3.30%
- Top 10% from
- 4.10%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
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Johnson City, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 1 branch
- United Southeast Federal Credit UnionCredit union · 1 branch
- Appalachian Community Federal Credit UnionCredit union · 1 branch