Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–9 results in Hutchinson, MN metro
- SouthPoint Financial Credit Union9-Month Certificate of Deposit SpecialCD · 9 months
Credit union · 1 branch
9.00%APY$668 over 9 months on $10,000intro rateRequirements
Product: Limited-time 90th anniversary certificate of deposit special.
Offer: Limited-time 90th anniversary special
Promotional rate
Rate checked
More details - 4.30%APY$1,346 over 36 months on $10,000
Requirements
Product: 91 day and 182 day CDs are compounded and paid at maturity. All other CDs are compounded and paid quarterly. Early withdrawal penalty: CDs less than or equal to one year, 30 day interest penalty; CDs greater than one year, 180 days interest penalty. Rates are variable and subject to change. Fees could reduce earnings on account.
Offer: Compounded and paid quarterly. Early withdrawal penalty: 180 days interest penalty. Rates variable and subject to change.
4.23% interest rate
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.06%APY$615 over 18 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
4.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: Minimum deposit amount of $500. After the Certificate is open, no additions may be made into the account until the maturity date. Penalty for early withdrawal.
Offer: Minimum deposit amount of $500. After the Certificate is open, no additions may be made into the account until the maturity date. Penalty for early withdrawal.
3.93% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.95%APY$598 over 18 months on $10,000
Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
Offer: New deposits
3.91% interest rate · Effective Sep 1, 2026
Rate checked
More details - SouthPoint Financial Credit UnionStep Up Certificate of DepositCD · 24 months
Credit union · 1 branch
3.55%APY$723 over 24 months on $10,000intro rateRequirements
Product: Offers periodic interest rate increases at set intervals. Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates.
Promotional rate · 3.52% interest rate · Effective Sep 1, 2026
Rate checked
More details - MidCountry BankCertificate of DepositCD · 6 months · $1,000 min · 2.52%–3.13% by balance
Bank · 2 branches
2.52%APY$125 over 6 months on $10,000intro rateRequirements
Offer: Tier 1
Promotional rate · 2.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $25,000Your amount 2.52% $25,000 – $50,000Tier 2 2.93% $50,000 – $100,000Tier 3 3.03% $100,000 and upTier 4 3.13% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hutchinson, MN metro
70 CDs at 6 banks and credit unions · checked Oct 16–22
- Typical
- 3.52%
- Top 10% from
- 4.21%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.60%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch