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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–28 results in Elkhart, IN metro

  1. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 6 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  2. First Federal Savings Bank2 Year / 2 Option Certificate of DepositCD · 24 months · $500 min

    Bank · 1 branch

    3.55%APY$723 over 24 months on $10,000
  3. First Federal Savings Bank18-Month Flexible Certificate of DepositCD · 18 months · $500 min

    Bank · 1 branch

    3.44%APY$520 over 18 months on $10,000
  4. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 6 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  5. First Federal Savings BankEZ Access 12 Month Certificate of DepositCD · 12 months · $5,000 min

    Bank · 1 branch

    3.29%APY$329 over 1 year on $10,000
  6. Top Carrot, Carrot Score 89
    Everwise Credit UnionShare CertificatesCD · 72 months · $500 min

    Credit union · 4 branches

    3.04%APY$1,968 over 72 months on $10,000
  7. Lake City Bank4-Month Special CDCD · 4 months · $500 min

    Bank · 11 branches

    2.75%APY$91 over 4 months on $10,000
  8. Lake City BankFreedom Plus CDCD · 18 months · $10,000 min

    Bank · 11 branches

    2.65%APY$400 over 18 months on $10,000
  9. Lake City BankRate-Riser CDCD · 48 months · $1,000 min

    Bank · 11 branches

    2.40%APY$995 over 48 months on $10,000
  10. Centier BankClimbing Rate CDCD · 36 months · $1,000 min

    Bank · 4 branches

    2.25%APY$690 over 36 months on $10,000intro rate
  11. Centier BankGuaranteed Rate CDCD · 60 months · $1,000 min

    Bank · 4 branches

    2.25%APY$1,177 over 60 months on $10,000intro rate
  12. Lake City BankFreedom CDCD · 12 months · $5,000 min

    Bank · 11 branches

    1.00%APY$100 over 1 year on $10,000
  13. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 6 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Elkhart, IN metro

234 CDs at 17 banks and credit unions · checked Oct 15–22

Typical
2.50%
Top 10% from
4.10%
Banks, typical
1.75%
Credit unions, typical
3.88%

Is your bank paying you enough?

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Elkhart, IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. CommunityWide Federal Credit UnionCredit union · 2 branches
  2. EverenceCredit union · 2 branches
  3. Everwise Credit UnionCredit union · 4 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate