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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–103 results in Denver, CO metro

  1. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 4 branches

    2.50%APYintro rate
  2. The District Credit UnionRegular Term CertificatesCD · 60 months · $500 min

    Credit union · 2 branches

    2.35%APY$1,232 over 60 months on $10,000
  3. BOK FinancialStandard CDCD · 4 months · $1,000 min

    Bank · 13 branches

    2.00%APY$66 over 4 months on $10,000
  4. Westerra Credit UnionCertificates of Deposit (CDs)CD · 3 months · $500 min

    Credit union · 9 branches

    1.85%APY$46 over 3 months on $10,000
  5. Native American BankCertificate of Deposit (CD)CD · 12 months · $1,000 min · 1.76%–1.86% by balance

    Bank · 1 branch

    1.76%APY$176 over 1 year on $10,000
  6. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 63 branches

    1.76%APYwith conditions
  7. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 54 branches

    0.40%APY$202 over 60 months on $10,000
  8. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 54 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  9. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 17 branches

    0.30%APY$181 over 72 months on $10,000
  10. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 54 branches

    0.25%APY$126 over 60 months on $10,000
  11. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 69 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  12. Bank of AmericaFixed Term CDCD · 6–11 months · $1,000 min

    Bank · 23 branches

    0.03%APY
  13. First Interstate BankFixed Rate CDCD · 1–2 months · $10,000 min

    Bank · 5 branches

    0.01%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Denver, CO metro

665 CDs at 63 banks and credit unions · checked Oct 15–22

Typical
3.20%
Top 10% from
4.00%
Banks, typical
1.71%
Credit unions, typical
3.50%

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Denver, CO metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Colorado Federal BankBank · 1 branch
  2. Canvas Credit UnionCredit union · 22 branches
  3. Bellco Credit UnionCredit union · 21 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate