Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results in Dallas, TX metro
- 2.02%APY$833 over 48 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal.
Offer: A penalty will be imposed for early withdrawal.
2.00% interest rate · Effective Mar 2, 2026
Rate checked
More details - 2.02%APY$1,052 over 60 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal.
Offer: A penalty will be imposed for early withdrawal.
2.00% interest rate · Effective Mar 2, 2026
Rate checked
More details - Methodist Hospital Employees FCUCertificates of DepositCD · 36 months · $500 min
Credit union · 2 branches
2.01%APY$615 over 36 months on $10,000Requirements
Product: Dividend rates for Certificates are fixed from purchase date until maturity. Dividend penalty will be imposed for early withdrawal.
Offer: Fixed dividend rate until maturity; early withdrawal penalty applies.
2.00% interest rate · Effective Mar 1, 2025
Rate checked
More details - 2.00%APY$66 over 4 months on $10,000
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 120 Days term.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$150 over 9 months on $10,000
Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited quarterly.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.99%APY
Requirements
Product: Variable rate share certificate. Dividends compounded and paid quarterly. Deposit made by weekly payroll distribution or automated funds transfer. Opening deposit must equal contracted deposit amount. Penalty for early withdrawal of any funds before maturity.
Offer: Minimum $25/week deposit by payroll distribution or automated funds transfer.
1.97% interest rate · Effective Oct 1, 2026
Rate checked
More details - First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance
Bank · 83 branches
1.85%APY$92 over 6 months on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited quarterly.
1.84% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 6 Month Fixed Rate CD Balance APY $500 – $50,000Your amount 1.85% $50,000 and up 2.00% Rate checked
More details - First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance
Bank · 83 branches
1.81%APY$365 over 24 months on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited quarterly.
1.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 2 Year (24 Month) Fixed Rate CD Balance APY $500 – $50,000Your amount 1.81% $50,000 and up 2.02% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 133 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Corner Stone Credit UnionStarter Share CertificatesCD · 24 months · $50 min
Credit union · 2 branches
1.75%APY$353 over 24 months on $10,000Requirements
Product: Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount.
1.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance
Bank · 83 branches
1.66%APY$858 over 60 months on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited quarterly.
1.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 5 Year (60 Month) Fixed Rate CD Balance APY $500 – $50,000Your amount 1.66% $50,000 and up 1.76% Rate checked
More details - 1.50%APY$37 over 3 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Interest will not be compounded for certificates with terms of less than one year. For certificates with terms of one year or greater, interest will be compounded quarterly. Rates may vary based on location.
1.49% interest rate · Compounded quarterly · Effective Sep 25, 2026
Rate checked
More details - 1.50%APY$150 over 1 year on $10,000
Requirements
Product: Membership with the Credit Union required. Minimum opening deposit is $500.00. Dividends are compounded monthly and credited monthly. Account automatically renews at maturity.
Offer: Fixed rate. Additional deposits not allowed. Automatic renewal with a 10-day grace period after maturity.
1.50% interest rate · Compounded monthly
Rate checked
More details - 1.50%APY$150 over 1 year on $10,000
Requirements
Product: Membership required. Additional deposits are allowed with no limit ($25 minimum opening deposit). Offers entries into prize drawings for each $25 monthly balance increase. Compounded and credited monthly. Automatic renewal at maturity with a 10-day grace period.
Offer: Fixed rate. Additional deposits allowed with no limit. Automatic renewal with a 10-day grace period. Each $25 monthly balance increase earns 1 entry into prize drawings (up to 100 entries/month, 300 entries/quarter).
1.50% interest rate · Effective Jan 1, 2026
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Terms and conditions apply.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dallas, TX metro
1,073 CDs at 128 banks and credit unions · checked Oct 16–23
- Typical
- 3.21%
- Top 10% from
- 4.10%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches