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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Cape Coral, FL metro

  1. Top Carrot, Carrot Score 91
    Suncoast Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 15 branches

    4.50%APY$683 over 18 months on $10,000
  2. DFCU FinancialShare CertificateCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.40%APY$899 over 24 months on $10,000
  3. Achieva Credit UnionCertificate of Deposit (CD)CD · 13 months · $10,000 min

    Credit union · 5 branches

    4.35%APY$472 over 13 months on $10,000
  4. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 1 branch

    4.30%APY$430 over 1 year on $10,000intro rate
  5. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 21 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  6. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 2 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    Gulf Coast Business BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · 1 branch

    4.24%APY$424 over 1 year on $10,000
  8. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 3 branches

    4.10%APY$203 over 6 months on $10,000intro rate
  9. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 2 branches

    4.00%APY$165 over 5 months on $10,000intro rate
  10. Lake Forest Bank & Trust Company, N.A.13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 2 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  11. MIDFLORIDA Credit UnionCertificate SpecialsCD · 36 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$1,249 over 36 months on $10,000
  12. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 7 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  13. BankUnitedCertificate of DepositCD · 12 months · $1,000 min

    Bank · 2 branches

    3.95%APY$395 over 1 year on $10,000intro rate
  14. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 5 branches

    3.85%APY$583 over 18 months on $10,000intro rate
  15. First BankCertificates of Deposit (CDs)CD · 36 months · $2,500 min

    Bank · 1 branch

    3.82%APY$1,190 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cape Coral, FL metro

287 CDs at 23 banks and credit unions · checked Sep 18–Oct 22

Typical
2.95%
Top 10% from
3.90%
Banks, typical
1.75%
Credit unions, typical
3.40%

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Cape Coral, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Suncoast Credit UnionCredit union · 15 branches
  2. Gulf Coast Business BankBank · 1 branch
  3. Flagstar BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate