Best CD rates and certificates

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Fixed-rate terms from 6 to 60 months. Dividends compound monthly. Low minimum balance requirements. Convenient automatic renewal; 30-day notice of maturity. Penalty for early withdrawal. Raise the Rate feature: once during the term, can increase the rate of any new or existing Share Certificate to the new rate effective on the date of issue (eligible certificates must have a term of at least 24 months; share certificate special offers excluded).

Offer: Certificate Special. Limited-time offer. Additional deposits of $100 or more allowed throughout term (in branch or by phone, not through online banking). Ineligible for Raise the Rate feature. Penalty for early withdrawal.

Requirements

Product: Membership qualifying account required. Dividends compounded monthly. Penalty for early withdrawal: 365 days or less remaining has 91 days interest penalty; 366-730 days remaining has 180 days interest penalty; 731-1095 days remaining has 365 days interest penalty; 1096-1460 days remaining has 540 days interest penalty; greater than 1460 days remaining has 730 days interest penalty.

Requirements

Product: Dividends are calculated monthly and paid monthly. Penalties for early withdrawals may apply and fees may reduce earnings. Minimum deposit of $500 required to open all Certificates (excluding Save to Win). Terms range from 91 days to 60 months.

Offer: Pick Your Term Certificate Special: Choose a 10-month or 15-month term. Renews at maturity for a 12-month term. Available for Consumer, Commercial and IRA certificates. Not available for Public Funds. Subject to cancellation at any time.

Requirements

Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.

Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: To participate, must be at least 18 years or older, a legal resident of a prize-linked saving state and a Hoosier Hills Credit Union member. Deposits encouraged with the Save to Win certificate. Monthly and quarterly drawings held for cash prizes. One withdrawal allowed from Save to Win account in the 12-month period ($25 withdrawal fee will apply). Early withdrawal penalties may apply and fees may reduce earnings. Dividends calculated monthly and paid monthly.

Requirements

Product: 12-month share certificate savings challenge with chances to win monthly and quarterly cash prizes ($25 to $5,000; up to 100 entries per month). Dividends compounded monthly. Insured up to $250,000 by NCUA.

Offer: Dividends compounded monthly; early withdrawals reduce earnings.

Requirements

Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.

Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.