Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Albany, NY metro

  1. Top Carrot, Carrot Score 87
    Broadview Federal Credit UnionFixed Rate CertificatesCD · 7 months · $500 min

    Credit union · 46 branches

    4.40%APY$254 over 7 months on $10,000with conditions
  2. Top Carrot, Carrot Score 89
    Sunmark Credit UnionRegular Share CertificateCD · 6 months · $500 min

    Credit union · 14 branches

    4.25%APY$210 over 6 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    First New York Federal Credit UnionShare CertificatesCD · 9 months · $2,500 min

    Credit union · 9 branches

    4.25%APY$317 over 9 months on $10,000
  4. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000
  5. Adirondack Trust CompanyCertificate of DepositCD · 3 months · $500 min

    Bank · 10 branches

    4.06%APY$100 over 3 months on $10,000intro rate
  6. NBT BankPortland Bayside: Exclusive CD Rate PromoCD · 4 months · $1,000 min

    Bank · 15 branches

    4.00%APY$132 over 4 months on $10,000intro rate
  7. BSNB, Coxsackie Bank DivisionPersonal Certificates of Deposits (CDs)CD · 9 months · $500 min

    Bank · 16 branches

    4.00%APY$299 over 9 months on $10,000intro rate
  8. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  9. Chemung Canal Trust CompanyCertificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 7 branches

    4.00%APY$400 over 1 year on $10,000
  10. Bank of Greene5-Star CDCD · 60 months · $1,000 min

    Bank · 5 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  11. Top Carrot, Carrot Score 88
    NextStep Federal Credit UnionCertificate AccountsCD · 48 months

    Credit union · 2 branches

    3.92%APY$1,663 over 48 months on $10,000
  12. Hudson Valley Credit UnionFlex Certificate AccountCD · 12 months · $750 min

    Credit union · 8 branches

    3.88%APY$388 over 1 year on $10,000
  13. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 13 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  14. PioneerCertificates of DepositsCD · 6 months · $500 min

    Bank · 18 branches

    3.75%APY$186 over 6 months on $10,000
  15. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 11 branches

    3.75%APY$217 over 7 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Albany, NY metro

259 CDs at 27 banks and credit unions · checked Oct 16–22

Typical
2.25%
Top 10% from
3.75%
Banks, typical
0.35%
Credit unions, typical
3.00%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Albany, NY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Sunmark Credit UnionCredit union · 14 branches
  2. TCT FCUCredit union · 2 branches
  3. Navy Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate