Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Abilene, TX metro
- 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.24% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Available only on new money deposited to UCU (money not currently or previously held in a UCU account). Renews as a 6-month certificate at the available rate at that time. No maximum deposit. Early withdrawal penalties apply.
Offer: Available only on new money deposited to UCU. Renews as a 6-month certificate. No maximum deposit.
Promotional rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Available only on new money deposited to UCU (money not currently or previously held in a UCU account). Special Promotional certificate will renew as a 12-month certificate at the available rate for the product at that time. Offer scheduled to end October 27, 2026. No maximum deposit amount. Early withdrawal penalties apply.
Offer: Special promotional rate available only on new money deposited to UCU. Renews as a 12-month certificate. Scheduled to end on October 27, 2026. No maximum deposit.
Promotional rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Fixed rate. Rates subject to change based on account balance criteria. Fees may reduce earnings. A penalty may be assessed for early withdrawal.
Effective Sep 14, 2026
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000
Requirements
Product: Term Share Certificates can be purchased from 6 to 24 months. Minimum deposits range from $500 – $25,000. Dividends are calculated and posted at the end of each month.
Offer: $1,000.00 Minimum Balance
3.75% interest rate · Effective Mar 31, 2026
Rate checked
More details - Abilene Teachers Federal Credit UnionSavings CertificatesCD · 36 months · $500 min
Credit union · 4 branches
3.82%APY$1,190 over 36 months on $10,000Requirements
Product: ATFCU membership is required in order to purchase certificates of deposit; new members must first open a membership savings account with a $5 minimum deposit. Early withdrawal fees and/or interest rate deductions apply to certificates redeemed prior to maturity.
3.75% interest rate
Rate checked
More details - University Credit UnionDiamond Anniversary CertificateCD · 5 months · $500 min
Credit union · 1 branch
3.75%APY$155 over 5 months on $10,000intro rateRequirements
Product: Special certificate for 75th anniversary. Available to new and existing University Credit Union members whose accounts are in good standing. Renews as a 6-month certificate at the available rate at that time. No maximum deposit. Early withdrawal penalties apply.
Offer: Renews as a 6-month certificate. Available to new and existing members in good standing. No maximum deposit.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$764 over 24 months on $10,000intro rate
Requirements
Product: Renews as a 24-month certificate at the available rate at that time. No maximum deposit. Early withdrawal penalties apply.
Offer: Renews as a 24-month certificate. No maximum deposit.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Watch Credit UnionTerm Share CertificateCD · 36 months · $1,000 min · 3.50%–3.70% by balance
Credit union · 2 branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Membership/Regular Savings required. Penalty will or may be imposed for early withdrawal. Fees may reduce earnings. Automatic renewal.
Offer: Early withdrawal penalty may apply. Dividends paid monthly or at maturity.
3.50% interest rate · Effective Apr 15, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $1,000 and upYour amount 3.50% $50,000 and up 3.70% Rate checked
More details - First Priority Credit Union6 Month - Share CertificateCD · 6 months · $1,000 min · 3.35%–3.50% by balance
Credit union · 1 branch
3.35%APY$166 over 6 months on $10,000Requirements
Product: Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield. Monthly Compounding and Crediting Average Daily Balance Dividend Method.
Offer: $1000.00 Minimum To Earn. Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield. Monthly Compounding and Crediting Average Daily Balance Dividend Method.
3.30% interest rate
Rate by balance
Rate by balance for 6 Month - Share Certificate Balance APY Up to $100,000Your amount 3.35% $100,000 and up$100,000.00 Minimum To Earn. 3.50% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - First Priority Credit Union12 Month Share CertificateCD · 12 months · $1,000 min · 3.25%–3.50% by balance
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield. Monthly Compounding and Crediting Average Daily Balance Dividend Method.
Offer: $1000.00 Minimum To Earn. Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield. Monthly Compounding and Crediting Average Daily Balance Dividend Method.
3.20% interest rate
Rate by balance
Rate by balance for 12 Month Share Certificate Balance APY Up to $100,000Your amount 3.25% $100,000 and up$100,000.00 Minimum To Earn. 3.50% Rate checked
More details - Coleman County State BankCertificates of DepositCD · 60 months · $1,000 min · 3.20%–3.30% by balance
Bank · 2 branches
3.20%APY$1,706 over 60 months on $10,000Requirements
Product: Rate is fixed for the term of the CD and determined based upon the term and opening deposit. Early withdrawal penalties apply. Interest compounded monthly and credited monthly. Automatic renewal available (promotional CD rates may not be eligible). No additional deposits after opening until maturity.
Offer: Term: 60 Months. $1,000 Minimum opening deposit tier.
3.15% interest rate · Compounded monthly · Effective Dec 18, 2025
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $100,000Your amount 3.20% $100,000 and up 3.30% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Abilene, TX metro
145 CDs at 12 banks and credit unions · checked Oct 4–16
- Typical
- 1.31%
- Top 10% from
- 3.53%
- Banks, typical
- 0.09%
- Credit unions, typical
- 3.00%
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Abilene, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Abilene Teachers Federal Credit UnionCredit union · 4 branches
- University Credit UnionCredit union · 1 branch
- First Watch Credit UnionCredit union · 2 branches