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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location
Credit unions only

Top CD rates

Showing 1–15 of 126 results in Minnesota

  1. SouthPoint Financial Credit Union9-Month Certificate of Deposit SpecialCD · 9 months

    Credit union · 8 branches

    9.00%APY$668 over 9 months on $10,000intro rate
  2. MY CREDIT UNIONShare CertificatesCD · 27 months · $500 min · 5.03%–5.14% by balance

    Credit union · 5 branches

    5.08%APY$1,179 over 27 months on $10,000
  3. Top Carrot, Carrot Score 87
    Leading Edge Credit UnionFall CDCD · 18 months

    Credit union · 5 branches

    4.90%APY$744 over 18 months on $10,000intro rate
  4. Top Carrot, Carrot Score 89
    Blaze Credit UnionPremium CertificateCD · 72 months · $10,000 min

    Credit union · 27 branches

    4.80%APY$3,249 over 72 months on $10,000
  5. Top Carrot, Carrot Score 95
    Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min

    Credit union · 4 branches

    4.75%APY$1,230 over 30 months on $10,000intro rate
  6. Top Carrot, Carrot Score 99
    Mid Minnesota Federal Credit UnionFast Forward CertificateCD · 36 months · $10 min

    Credit union · 12 branches

    4.71%APY$1,481 over 36 months on $10,000
  7. Top Carrot, Carrot Score 89
    Blaze Credit UnionRegular CertificateCD · 72 months · $500 min

    Credit union · 27 branches

    4.70%APY$3,173 over 72 months on $10,000
  8. Top Carrot, Carrot Score 93
    Genisys Credit UnionCertificate SpecialsCD · 13 months · $500 min

    Credit union · 3 branches

    4.60%APY$499 over 13 months on $10,000intro rate
  9. Top Carrot, Carrot Score 92
    Minnesota Valley Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · 2 branches

    4.58%APY$1,962 over 48 months on $10,000
  10. Top Carrot, Carrot Score 89
    Associated Healthcare Credit UnionCertificates of DepositCD · 10 months · $1,000 min

    Credit union · 5 branches

    4.50%APY$374 over 10 months on $10,000intro rate
  11. Top Carrot, Carrot Score 88
    TruStone FinancialCertificateCD · 13 months · $2,500 min

    Credit union · 19 branches

    4.50%APY$488 over 13 months on $10,000
  12. Connexus Credit Union15-Month Special CertificateCD · 15 months · $5,000 min · 4.50%–4.60% by balance

    Credit union · 1 branch

    4.50%APY$566 over 15 months on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    Magnifi FinancialBump-Up CertificateCD · 30 months · $500 min

    Credit union · 25 branches

    4.50%APY$1,163 over 30 months on $10,000intro rate
  14. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 34 branches

    4.50%APY$2,462 over 60 months on $10,000
  15. Top Carrot, Carrot Score 94
    Federated Employees Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.42%APY$2,414 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minnesota

620 CDs at 74 banks and credit unions · checked Nov 6–7

Typical
3.50%
Top 10% from
4.25%
Credit unions, typical
3.50%

Is your bank paying you enough?

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Minnesota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Mid Minnesota Federal Credit UnionCredit union · 12 branches
  2. Greater Community CUCredit union · 4 branches
  3. Altra Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate