Credit union · NCUA insured
Connexus Credit Union CD Rates
A $4.1B credit union, the 123rd largest of 4,329, headquartered in Wausau, WI, with 425,699 members and 14 branches in 3 states.
How Connexus Credit Union’s CD rates compare
Compared with banks and credit unions near Madison, WI, where Connexus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Connexus Credit Union
4.00%APY
- Term
- 9 months
- Minimum
- $5,000
- Earns on $10,000
- $299
IRA Certificates
Top rate
Madison Fire Department Credit Union
4.55%APY
- Term
- 16 months
- Minimum
- —
- Earns on $10,000
- $611
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 7 terms
Connexus Credit Union membership and $5,000 opening deposit required. Early withdrawal penalty applies. Not valid on business/organization accounts. Compounded and credited quarterly.
| Term | APY · $5,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months($100,000+). Penalty for early withdrawal | — | 2.10% | —2.10% from $100k | — |
| 6 monthsRegular tier ($5,000+). Penalty for early withdrawal | 2.00% | — | 2.00% | $100 |
| 9 monthsRegular tier ($5,000+). Penalty for early withdrawal | 4.00% | — | 4.00% | $299 |
| 12 months($100,000+). Penalty for early withdrawal | — | 2.35% | —2.35% from $100k | — |
| 12 monthsRegular tier ($5,000+). Penalty for early withdrawal | 2.25% | — | 2.25% | $225 |
| 24 months($100,000+). Penalty for early withdrawal | — | 2.60% | —2.60% from $100k | — |
| 24 monthsRegular tier ($5,000+). Penalty for early withdrawal | 2.50% | — | 2.50% | $506 |
| 36 months($100,000+). Penalty for early withdrawal | — | 2.60% | —2.60% from $100k | — |
| 36 monthsRegular tier ($5,000+). Penalty for early withdrawal | 2.50% | — | 2.50% | $769 |
| 48 months($100,000+). Penalty for early withdrawal | — | 2.85% | —2.85% from $100k | — |
| 48 monthsRegular tier ($5,000+). Penalty for early withdrawal | 2.75% | — | 2.75% | $1,146 |
| 60 months($100,000+). Penalty for early withdrawal | — | 3.10% | —3.10% from $100k | — |
| 60 monthsRegular tier ($5,000+). Penalty for early withdrawal | 3.00% | — | 3.00% | $1,593 |
Sources (1)
- connexuscu.org/accounts/ira · captured Oct 5, 2026
Bump-Up IRA Certificate
2.00%APY · 1 term
Connexus Credit Union membership and $5,000 minimum deposit required. Early withdrawal penalty applies. Allows a one-time rate increase during the original term plus a one-time rate increase during each subsequent term. You must exercise the bump-up rate increase option during the then-current term. Not valid on business/organization accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsAllows a one-time rate increase during the term. Penalty for early withdrawal | 2.00% | $404 |
Sources (1)
- connexuscu.org/accounts/ira · captured Oct 5, 2026
Who can join Connexus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone in the U.S. can join Connexus Credit Union by joining the Connexus Association through a one-time $5 donation.
Where you live or work
- Residents of specified counties/communities in IL, MN, OH, and WI, or within 25 miles of Sheldon, WI or 15 miles of Chetek, WI, are eligible to join without a donation.
Employers and groups
- Employees, retirees, family members, members, students, or student alumni of specified groups and companies are eligible to join without a donation.
Family and household
- Spouses, family members, and those living in the same household of an existing member can join without a donation.
Cost to join
- A one-time non-refundable $5 donation/dues to the Connexus Association is required to join via the Connexus Association.
- A refundable $5 share deposit into a savings account is required to establish membership.
Membership information collected October 5, 2026.