Credit union · NCUA insured
Leading Edge Credit Union CD Rates
Leading Edge Credit Union’s best CD rate is 3.49% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Leading Edge Credit Union’s CD rates compare
Compared with banks and credit unions near Marshall, MN, where Leading Edge Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Leading Edge Credit Union
3.49%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $710
Certificate of Deposit
Top rate
First Independent Bank, Minnesota
4.32%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $883
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Leading Edge Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo3.19%
- 16–30 months16–30 mo3.49%
- 31–60 months31–60 mo3.22%
- QualifiedQualified3.49%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Leading Edge Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Anniversary CD
Up to 4.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires qualifying direct deposit.Any balance | 4.40% | $440 | Requires qualifying direct deposit. |
| Any balanceStandard rate celebrating 40 years of serving members.Any balance | 4.04% | $404 | Standard rate celebrating 40 years of serving members. |
Sources (1)
- leadingedgecu.org · captured Sep 18, 2026
Certificate of Deposit
Up to 3.49%APY · 6 terms
Requires ownership of at least one $5.00 share in the credit union to open. Rates remain fixed for the term. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.75% | $137 |
| 12 months | 3.19% | $319 |
| 24 months | 3.49% | $710 |
| 36 months | 3.22% | $997 |
| 48 months | 2.99% | $1,251 |
| 60 months | 2.59% | $1,364 |
Sources (1)
- leadingedgecu.org/account-rates · captured Sep 18, 2026
Special-purpose accounts
IRA CD
Up to 3.20%APY · 4 terms
Members have the option to open a Traditional IRA CD. Requires ownership of at least one $5.00 share in the credit union to open. Rates remain fixed for the term. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
| 24 months | 3.20% | $650 |
| 36 months | 3.10% | $959 |
| 48 months | 2.99% | $1,251 |
Sources (1)
- leadingedgecu.org/account-rates · captured Sep 18, 2026
Who can join Leading Edge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in one of the credit union's 20 counties are eligible to join.
- Individuals who work in one of the credit union's 20 counties are eligible to join.
- Individuals who worship in one of the credit union's 20 counties are eligible to join.
Military, government and schools
- Individuals who attend school in one of the credit union's 20 counties are eligible to join.
Family and household
- Blood or adoptive relatives of a current member are eligible to join.
Cost to join
- Membership requires a $5 deposit to a share account / Primary Savings Account with a $5 minimum balance to establish and maintain membership.
Membership information collected October 4, 2026.