Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 43 results in Arkansas
- Hurricane Creek Federal Credit UnionShared CertificateCD · 12 months · $500 min
Credit union · 1 branch
4.50%APY$450 over 1 year on $10,000Effective Mar 11, 2026
Rate checked
More details - Arkansas Federal Credit UnionSpecial CertificateCD · 12 months · $1,000 min
Credit union · 25 branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Membership with Arkansas Federal Credit Union is required. Rates are fixed unless otherwise stated. Penalties may apply for early withdrawal. Rates subject to change.
4.41% interest rate · Effective Oct 9, 2026
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More details - Arkansas Federal Credit UnionRegular CertificateCD · 24–71 months · $1,000 min
Credit union · 25 branches
4.50%APYRequirements
Product: Membership with Arkansas Federal Credit Union is required. Rates are fixed unless otherwise stated. Penalties may apply for early withdrawal. Rates subject to change.
Effective Oct 9, 2026
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More details - 4.33%APY$214 over 6 months on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
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More details - 4.30%APY$321 over 9 months on $10,000with conditions
Requirements
Product: The minimum amount required to open a Certificate of Deposit is $1,000. Penalty may apply for early withdrawal.
Offer: Must be new money deposited within the last 45 days or have a collateral loan $25,000+
Qualified rate · Effective Sep 30, 2026
Rate checked
More details - Barksdale Federal Credit UnionPlus Point CertificateCD · 12 months · $1,000 min
Credit union · 5 branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: To open Plus Point Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Not automatically renewable.
Offer: Fixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Not automatic renewal.
4.17% interest rate · Effective Sep 29, 2026
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More details - America's First Network Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · 1 branch
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Offer: Limited time certificate special
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
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More details - TruService Community FCUShare Certificate - FixedCD · 18 months · $1,000 min
Credit union · 3 branches
4.25%APY$644 over 18 months on $10,000intro rateRequirements
Offer: 18 month Certificate Promotional rate for a limited time on new money only. Contact us for restrictions.
Promotional rate · 4.18% interest rate · Effective Sep 25, 2026
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More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Dividends compounded and credited monthly. Account automatically renews.
Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period.
4.17% interest rate · Effective Sep 29, 2026
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More details - 4.20%APY$278 over 8 months on $10,000
4.14% interest rate · Effective Jun 30, 2026
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More details - 4.15%APY$847 over 24 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Certificate rates are subject to change weekly.
4.09% interest rate
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More details - 4.15%APY$1,070 over 30 months on $10,000with conditions
Requirements
Product: All CDs require a $500 minimum deposit. Subject to early withdrawal penalty.
Offer: Rewards APY requires two qualifying relationships: direct deposit of at least $1,000/month, at least $25,000 on deposit, or a qualifying loan in good standing.
Qualified rate · 4.07% interest rate
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More details - 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Minimum balance for consumer is $500. Early withdrawal penalty may apply. Pairing with an Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: 7 Month Special with bonus rate. Requires the Tax Reported Owner to also be the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
3.94% interest rate · Effective Oct 1, 2026
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More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
4.02% interest rate · Effective Oct 30, 2026
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More details - 4.07%APY$201 over 6 months on $10,000
4.00% interest rate · Effective Oct 22, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Arkansas
240 CDs at 33 banks and credit unions · checked Oct 16–30
- Typical
- 3.17%
- Top 10% from
- 4.25%
- Credit unions, typical
- 3.17%
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches