Compare Bank & Credit Union Rates
Best CD rates in Charleston, WV
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–21 results in Charleston, WV
- 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 2.79%APY$861 over 36 months on $10,000
Requirements
Product: With $100 in your share account. Minimum $500 deposit required. Early withdrawal penalty: 90 days of dividends for 6-month certificate; 180 days of dividends for 12-month and longer certificates.
Offer: With $100 in your share account. Early withdrawal penalty: 180 days of dividends.
2.75% interest rate · Effective Apr 16, 2025
Rate checked
More details - 2.50%APY$1,038 over 48 months on $10,000
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - Pioneer Appalachia FCUShare CertificatesCD · 48 months · $500 min · 0.30%–0.35% by balance
Credit union · 1 branch
0.30%APY$121 over 48 months on $10,000with conditionsRequirements
Product: Membership with Pioneer Appalachia Federal Credit Union required. $5 par value required in Primary Share/Savings to open any account. Dividends compounded and credited monthly. Early withdrawal penalty equals 6 months of dividends on the amount withdrawn. Jumbo and Jumbo Plus rates on standard terms require Primary Financial Institution (PFI) membership (checking + direct deposit).
Offer: Standard pricing. Available to all members.
Qualified rate · Effective May 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 0.30% $100,000 – $250,000Jumbo pricing. Requires Primary Financial Institution (PFI) membership. 0.30% $250,000 and upJumbo Plus pricing. Requires Primary Financial Institution (PFI) membership. 0.35% Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Charleston, WV
134 CDs at 12 banks and credit unions · checked Oct 16–22
- Typical
- 0.50%
- Top 10% from
- 3.53%
- Banks, typical
- 0.25%
- Credit unions, typical
- 2.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches