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Compare Bank & Credit Union Rates

Best CD rates in Houston, TX

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Houston, TX

  1. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 33 branches

    1.85%APY$92 over 6 months on $10,000
  2. Bayou City Federal Credit UnionTime Share Certificate (CD)CD · 6 months · $1,000 min · 1.85%–2.86% by balance

    Credit union · 2 branches

    1.85%APY$92 over 6 months on $10,000
  3. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 33 branches

    1.81%APY$365 over 24 months on $10,000
  4. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 76 branches

    1.76%APYwith conditions
  5. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 33 branches

    1.66%APY$858 over 60 months on $10,000
  6. Light Commerce Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    1.50%APY$150 over 1 year on $10,000
  7. Light Commerce Credit UnionSave to Win CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    1.50%APY$150 over 1 year on $10,000
  8. Brentwood Baptist Federal Credit UnionShare Certificate (CD)CD · 24 months · $500 min

    Credit union · 1 branch

    1.00%APY$201 over 24 months on $10,000
  9. Met Tran Federal Credit Union30 Month CertificateCD · 30 months · up to $10,000

    Credit union · 1 branch

    0.90%APY$227 over 30 months on $10,000
  10. Port of Houston Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    0.85%APY$85 over 1 year on $10,000
  11. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionCertificate of DepositCD · 60 months · $1,000 min · 0.55%–0.60% by balance

    Credit union · 4 branches

    0.55%APY$278 over 60 months on $10,000
  12. Central BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 4 branches

    0.50%APY$50 over 1 year on $10,000
  13. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  14. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  15. First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance

    Bank · 33 branches

    0.35%APY$35 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Houston, TX

806 CDs at 88 banks and credit unions · checked Oct 9–22

Typical
3.25%
Top 10% from
4.05%
Banks, typical
2.00%
Credit unions, typical
3.60%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions