Compare Bank & Credit Union Rates
Best CD rates in Klamath Falls, OR
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–22 results in Klamath Falls, OR
- 3.05%APY
Requirements
Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - 2.95%APY$754 over 30 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 2.90% interest rate · Effective Oct 14, 2026
Rate checked
More details - 2.53%APY$382 over 18 months on $10,000
Requirements
Product: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
Offer: Interest compounded monthly and credited monthly. Penalty applies for early withdrawal.
2.50% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Sage Credit UnionTerm Share CertificateCD · 60 months · $1,000 min · 1.50%–2.00% by balance
Credit union · 1 branch
1.60%APY$826 over 60 months on $10,000Requirements
Product: $1,000 minimum opening balance. Must be eligible for membership and maintain at least $5.00 in a Membership Savings account. Penalty may be imposed for early withdrawal. All deposited funds earn the rate for the tier. Withdrawals must be at least $1,000 for the 11 Month Certificate.
1.49% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $1,000 – $10,000 1.50% $10,000 – $25,000Your amount 1.60% $25,000 – $50,000 1.70% $50,000 – $100,000 1.80% $100,000 – $200,000 1.90% $200,000 and up 2.00% Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.01%APY
Requirements
Product: A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
Offer: Applicable for Certificates of Deposit only and do not apply to IRAs.
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Klamath Falls, OR
177 CDs at 9 banks and credit unions · checked Oct 16–22
- Typical
- 0.85%
- Top 10% from
- 3.66%
- Banks, typical
- 0.15%
- Credit unions, typical
- 3.48%
Is your bank paying you enough?
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Klamath Falls, OR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sage Credit UnionCredit union · 3 branches
- Rogue Credit UnionCredit union · 2 branches