Compare Bank & Credit Union Rates
Best CD rates in Hauppauge, NY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–24 results in Hauppauge, NY
- 3.20%APY$991 over 36 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 36-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - People's Alliance Federal Credit UnionBump-Up Share Certificate AccountCD · 18 months
Credit union · 1 branch
3.14%APY$475 over 18 months on $10,000Requirements
Product: Fixed rate with bump-up option. Dividends are earned daily, compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of principal balance. Renews automatically at maturity with a 7 calendar day grace period.
3.10% interest rate · Effective Sep 26, 2026
Rate checked
More details - 3.05%APY$1,277 over 48 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 48-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 60-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Not listed on the main CD rates landing page.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 1.99%APY$199 over 1 year on $10,000
Requirements
Product: A Lucky Savers Account is a 12 month Building Share Certificate for PAFCU Members 18 years and older. Fixed rate certificate.
1.97% interest rate · Effective Oct 10, 2026
Rate checked
More details - People's Alliance Federal Credit UnionBuilding Share Certificate AccountCD · 12 months
Credit union · 1 branch
1.99%APY$199 over 1 year on $10,000Requirements
Product: Fixed rate. Dividends compounded and credited monthly. Penalty of 30 days' dividends for early withdrawal of funds before maturity. Renews automatically at maturity with a 7 calendar day grace period.
1.97% interest rate · Effective Sep 26, 2026
Rate checked
More details - People's Alliance Federal Credit UnionEducation Share CertificateCD · 12 months
Credit union · 1 branch
1.99%APY$199 over 1 year on $10,000Requirements
Product: Fixed rate certificate.
1.97% interest rate · Effective Sep 26, 2026
Rate checked
More details - 0.50%APY$355 over 84 months on $10,000
Requirements
Product: Fees could reduce earnings. Penalties for early withdrawal on CDs may apply.
0.50% interest rate
Rate checked
More details - 0.10%APY$25 over 30 months on $10,000intro rate
Requirements
Offer: Months 21-30
Promotional rate · 0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hauppauge, NY
93 CDs at 10 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.00%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches