Compare Bank & Credit Union Rates
Best CD rates in Maryland
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–178 results in Maryland
- 1.00%APY$100 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal, and fees could reduce earnings on the account.
0.99% interest rate · Effective Oct 15, 2026
Rate checked
More details - Andrews Federal Credit UnionGenerator Share CertificateCD · 36 months · $50 min
Credit union · 4 branches
0.75%APY$227 over 36 months on $10,000Requirements
Product: Unlimited deposits: add funds anytime during term in branch, via automatic direct deposits, and online (transfers from another share). Minimum $50 deposit to open and maintain balance to earn advertised APY. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $50 balance to earn advertised APY. Unlimited deposits allowed anytime during term. Early withdrawal penalties apply.
0.75% interest rate
Rate checked
More details - 0.60%APY$304 over 60 months on $10,000
Requirements
Product: $500 minimum to open and obtain APY. Dividends compounded and credited monthly based on average daily balance. Early withdrawal penalty applies (90 days' dividends for 3-6 months; 180 days' dividends for 12+ months). Option to automatically renew for the same term at current rate.
Effective Sep 1, 2021
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
Requirements
Product: The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Fees may reduce earnings. Automatic renewals at maturity.
Offer: Compounding frequency: Monthly.
0.40% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$1 over 1 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 1 business day grace period. Interest compounded and credited at maturity.
Offer: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 1 business day grace period. Interest compounded and credited at maturity. Term is 30 days (~1 month).
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$2 over 2 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 7 calendar days grace period. Interest compounded and credited at maturity.
Offer: Fixed rate for term. Penalty for early withdrawal: 30 days interest. 7 calendar days grace period. Interest compounded and credited at maturity. Term is 60 days (~2 months).
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$2 over 3 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 3 months interest. 7 calendar days grace period. Interest compounded and credited at maturity.
Offer: Fixed rate for term. Penalty for early withdrawal: 3 months interest. 7 calendar days grace period. Interest compounded and credited at maturity. Term is 90 days (~3 months).
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$25 over 30 months on $10,000intro rate
Requirements
Offer: Months 21-30
Promotional rate · 0.15% interest rate · Effective Oct 22, 2026
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More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$6 over 15 months on $10,000
Requirements
Product: If rates rise, option to bump up to a higher rate once during the term. Penalty for early withdrawal. Minimum opening deposit $2,500.
Effective Sep 17, 2026
Rate checked
More details - 0.03%APY$1 over 3 months on $10,000
Requirements
Product: No withdrawals permitted for first 7 days after opening. After 7 days, principal withdrawal permitted without penalty. Minimum opening balance $2,500.
Effective Sep 17, 2026
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More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - USAA Federal Savings BankAdjustable Rate Certificate of DepositCD · 36 months · $1,000 min
Bank · 1 branch
0.01%APY$3 over 36 months on $10,000Requirements
Product: Allows a one-time adjustment to the new rate, up to 2% higher, if interest rates rise. Exclusively for USAA members. Early withdrawal penalty applies. Minimum initial deposit: $1,000 for Standard, $95,000 for Jumbo, $175,000 for Super Jumbo.
Offer: Standard CD, 3 years term.
0.01% interest rate · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maryland
1,074 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.19%
- Top 10% from
- 4.09%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.55%
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Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches