Compare Bank & Credit Union Rates
Best CD rates in Georgia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Georgia
- Craft BankCertificates of DepositCD · 24 months · $1,000 min · 3.30%–3.57% by balance
Bank · 2 branches
3.30%APY$671 over 24 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Interest rates may change after account opening. Fees may reduce earnings on account.
3.25% interest rate · Effective Nov 14, 2024
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $250,000Your amount 3.30% $250,000 and up 3.57% Rate checked
More details - 3.30%APY$671 over 24 months on $10,000
Requirements
Product: After certificate is opened, dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Dividends are compounded daily and paid monthly. If closed before dividends are paid, accrued dividends are forfeited.
3.30% interest rate · Compounded daily · Effective Mar 1, 2026
Rate checked
More details - 3.29%APY$669 over 24 months on $10,000intro rate
Requirements
Product: Limited time offer. New money only (funds must come from another financial institution, not currently on deposit at BOND Community FCU). Membership eligibility required. Early withdrawal penalties may be imposed.
Offer: New money only (funds not currently on deposit at BOND Community Federal Credit Union). Accurate as of 07/01/2026.
Promotional rate · Effective Jul 1, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000intro rate
Requirements
Product: Limited time offer. $500.00 minimum to open and earn stated APY. Additional deposits are not allowed during the term. Penalty for early withdrawal. Fees could reduce earnings. Upon maturity, converts to a Standard certificate of equal term at the current rate.
Offer: Upon maturity, 6 month certificate converts to a Standard 6 month certificate at current rate.
Promotional rate · 3.21% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies.
Offer: Early withdrawal penalty is 90 days' dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
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More details - 3.08%APY$308 over 1 year on $10,000
Requirements
Product: Dividends Compounded at Maturity and Credited at Maturity. Additional Deposits Not Allowed. Withdrawals Allowed with Penalty. Not Automatic renewable. Fixed dividend rate for the term.
Offer: Not Automatic renewable. Dividends Credited and Compounded At Maturity.
3.08% interest rate · Effective Oct 14, 2026
Rate checked
More details - Interstate Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.00%–3.25% by balance
Credit union · 6 branches
3.00%APY$300 over 1 year on $10,000Requirements
Product: Share certificate dividend rates are fixed for the term. A penalty is imposed for early withdrawal.
2.97% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $100,000Your amount 3.00% $100,000 and up 3.25% Rate checked
More details - 2.53%APY
Requirements
Product: Monthly compounding and crediting. Penalty may apply for early withdrawal.
2.50% interest rate
Rate checked
More details - Copper Basin Federal Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
2.52%APY$252 over 1 year on $10,000Requirements
Product: A penalty will or may be imposed for early withdrawal. Rates and APY may change after the account is opened.
2.50% interest rate · Effective Nov 25, 2025
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - 2.26%APY$226 over 1 year on $10,000
Requirements
Product: Certificate rates subject to change without notice and a penalty is imposed for early withdrawal.
Offer: Penalty is imposed for early withdrawal.
2.25% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Georgia
910 CDs at 101 banks and credit unions · checked Oct 15–22
- Typical
- 3.09%
- Top 10% from
- 4.05%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.30%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches