Credit union · NCUA insured
Interstate Credit Union CD Rates
Interstate Credit Union’s best CD rate is 3.25% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Interstate Credit Union’s CD rates compare
Compared with banks and credit unions near Brunswick, GA, where Interstate Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Interstate Credit Union
3.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $300
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $169
Interstate Credit Union CD score
65
CD score
Higher than 14% of U.S. banks and credit unions
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.60%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Interstate Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.00%APY · 5 terms
Share certificate dividend rates are fixed for the term. A penalty is imposed for early withdrawal.
| Term | APY · $1,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 3.00% | 3.25% | 3.00%3.25% from $100k | $300 |
| 24 months | 2.75% | 3.00% | 2.75%3.00% from $100k | $558 |
| 36 months | 2.60% | 2.75% | 2.60%2.75% from $100k | $800 |
| 48 months | 2.60% | 2.75% | 2.60%2.75% from $100k | $1,081 |
| 60 months | 2.60% | 2.75% | 2.60%2.75% from $100k | $1,369 |
Sources (1)
- interstatecu.org/rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificate
Up to 3.00%APY · 5 terms
IRA certificate dividend rates are fixed for the term. A penalty is imposed for early withdrawal.
| Term | APY · $1,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 3.00% | 3.25% | 3.00%3.25% from $100k | $300 |
| 24 months | 2.75% | 3.00% | 2.75%3.00% from $100k | $558 |
| 36 months | 2.60% | 2.75% | 2.60%2.75% from $100k | $800 |
| 48 months | 2.60% | 2.75% | 2.60%2.75% from $100k | $1,081 |
| 60 months | 2.60% | 2.75% | 2.60%2.75% from $100k | $1,369 |
Sources (1)
- interstatecu.org/rates · captured Oct 5, 2026
Who can join Interstate Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.