Credit union · NCUA insured
Copper Basin Federal Credit Union CD Rates
Copper Basin Federal Credit Union’s best CD rate is 2.52% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Copper Basin Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, TN, where Copper Basin Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Copper Basin Federal Credit Union
2.52%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $252
Certificate of Deposit
Top rate
Tennessee Valley Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
2nd-highest rate
SouthEast Bank
4.35%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $435
Copper Basin Federal Credit Union CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo1.25%
- 9–15 months9–15 mo2.52%
- 16–30 months16–30 mo1.16%
- 31–60 months31–60 mo1.76%
- QualifiedQualified2.52%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Copper Basin Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.52%APY · 7 terms
A penalty will or may be imposed for early withdrawal. Rates and APY may change after the account is opened.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.25% | $63 |
| 12 months | 2.52% | $252 |
| 18 months | 1.01% | $151 |
| 24 months | 1.16% | $233 |
| 36 months | 1.26% | $382 |
| 48 months | 1.51% | $618 |
| 60 months | 1.76% | $914 |
Special-purpose accounts
IRA Certificate
2.52%APY · 1 term
Available as Traditional IRA or Roth IRA. A penalty will or may be imposed for early withdrawal. Rates and APY may change after the account is opened.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to Traditional IRA and Roth IRA 12-month certificates | 2.52% | $252 |
Who can join Copper Basin Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Polk County, TN, or Fannin, Gilmer, or Union County, GA are eligible to join.
Family and household
- Immediate relatives of any existing CBFCU member are eligible to join.
Cost to join
- A deposit of $5.00 is required to open a Credit Union Share (Savings) Account and establish membership.
Membership information collected October 5, 2026.