Compare Bank & Credit Union Rates
Best CD rates in Arkansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Arkansas
- Arkansas Farm Bureau Federal Credit UnionOne Year Notice AccountsCD · 12 months · $500 min
Credit union · 1 branch
1.61%APY$161 over 1 year on $10,0001.60% interest rate
Rate checked
More details - Arkansas Health Center Federal Credit UnionShare CertificateCD · 12 months · $2,500 min
Credit union · 2 branches
1.00%APY$100 over 1 year on $10,000Effective Jun 1, 2023
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Rates subject to change without notice.
1.00% interest rate · Effective Aug 17, 2023
Rate checked
More details - 0.65%APY$130 over 24 months on $10,000
Requirements
Product: Standard and default renewal rates; please see the credit union for current specials. Early withdrawal subject to a 90-day dividend penalty.
Offer: Standard and default renewal rate.
Effective May 25, 2021
Rate checked
More details - Priority BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min · 0.45%–0.55% by balance
Bank · 3 branches
0.55%APY$166 over 36 months on $10,000Requirements
Product: Early withdrawals subject to penalty (term > 12 months: 180 days interest; term < 12 months: 90 days interest). No setup or maintenance charges.
0.45% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $9,999 0.45% $10,000 and upYour amount 0.55% Rate checked
More details - 0.40%APY$80 over 24 months on $10,000
Requirements
Product: Dividends calculated on daily balance, compounded and paid quarterly. Options include Add To (one deposit up to 50% of initial deposit/renewal), Bump Rate (one rate increase request), and Penalty Free redemption. Early withdrawal penalty applies unless penalty-free option selected or owner deceased/incompetent. Local promotional rates matched.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance
Bank · 17 branches
0.35%APY$35 over 1 year on $10,000Requirements
Product: The rate shown applies to all existing and renewing Variable Rate CDs (6 months through 18 months). Add-on feature: You may add to this CD at any time. $25 minimum add-on deposit.
Offer: Rate subject to change at any time without notice after opening. Applies to existing and renewing Variable Rate CDs (6-18 months). Add-on deposit min $25. Early withdrawal penalties apply.
0.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 12 Month Variable Rate CD Balance APY $500 – $50,000Your amount 0.35% $50,000 and up 0.40% Rate checked
More details - First National Bank Texas3 Month Fixed Rate CDCD · 3 months · $500 min · 0.25%–0.30% by balance
Bank · 17 branches
0.25%APY$6 over 3 months on $10,000Requirements
Offer: Early withdrawal penalties apply. Interest compounded and credited at maturity.
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 3 Month Fixed Rate CD Balance APY $500 – $50,000Your amount 0.25% $50,000 and up 0.30% Rate checked
More details - Hope Credit UnionTransformational Deposits CertificateCD · 12–60 months · $1,000 min
Credit union · 3 branches
0.25%APYRequirements
Product: Not available on 6-month term. High-impact certificates at below-market rates to help extend economic opportunities. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
Offer: Not available on 6-month term. Available for 12, 24, 36, or 60 months.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Arkansas
549 CDs at 65 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.08%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches