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Credit union · NCUA insured

White County FCU CD Rates

White County FCU’s best CD rate is 0.65% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.

How White County FCU’s CD rates compare

Compared with banks and credit unions near Searcy, AR, where White County FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    White County FCU

    0.65%APY

    Term
    24 months
    Minimum
    $1,000
    Earns on $10,000
    $130

    Share Certificates

  • Top rate

    Arkansas Federal Credit Union

    4.50%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $450

    Arkansas Federal Credit Union rates

  • 2nd-highest rate

    First Community Bank

    4.45%APY

    Term
    14 months
    Minimum
    $500
    Earns on $10,000
    $521

    First Community Bank rates

Compare CD rates near you →

White County FCU CD score

60

CD score

Higher than 2% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.20%
  • 9–15 months9–15 mo0.35%
  • 16–30 months16–30 mo0.65%
  • QualifiedQualified0.65%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where White County FCU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join White County FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of approved Select Employee Groups (SEGs) and employees of this credit union are eligible for membership.

Military, government and schools

  • Federal, State, District, & Municipal employees working in White County are eligible for membership.
  • White County Government Employees are eligible for membership.

Family and household

  • Individuals related by marriage or blood to an existing member, or immediate family members of an employee at an eligible group, qualify for membership.
  • Spouses of deceased members, retirees/annuitants of eligible employment, immediate family/household members of credit union employees, and related organizations qualify for membership.

Other ways

  • Members of Record of MOARK Federal Credit Union #24436 as of 12/31/2000 are eligible for membership.

Cost to join

  • A deposit of $25 establishes a Share (Savings) Account and credit union membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← White County FCU overview