Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results
- The Community State Bank9 Month CDCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.49%APY$335 over 9 months on $10,000Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
4.40% interest rate · Effective Sep 29, 2026
Rate checked
More details - OMB BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.46%APY$333 over 9 months on $10,000intro rateRequirements
Product: All OMB Bank CDs can be opened online nationwide or at any OMB Bank branch. Requires a $1,000 minimum opening deposit and a minimum balance of $0.01 to earn APY. Rates are fixed for the selected term. Early withdrawal penalties apply.
Offer: Interest compounds quarterly. Renewal rate is based on the 9-month board rate in effect at time of maturity.
Promotional rate · 4.39% interest rate · Effective Oct 15, 2026
Rate checked
More details - Evermore BankWe Got Your Back CDCD · 5–15 months · $10,000 min
Bank · Add a location to see nearby branches
4.45%APYwith conditionsRequirements
Product: No withdrawal penalty.
Offer: No withdrawal penalty.
Qualified rate · 4.36% interest rate
Rate checked
More details - NASA Federal Credit UnionShare CertificatesCD · 9 months · $10,000 min
Credit union · Add a location to see nearby branches
4.45%APY$332 over 9 months on $10,000Requirements
Product: Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Method: Average Daily Balance. Limitations: Early withdrawal penalties apply and may reduce earnings. Refer to Member Services Agreement. Fees: Fees could reduce earnings. Refer to Schedule of Fees. Terms: Certificate Terms and Conditions
Offer: Available for Certificate and IRA funds. Minimum $10,000 new funds brought from an external source required to open certificate. Early withdrawal penalties apply and may reduce earnings. A minimum of $10,000 must be deposited between October 1, 2026, and October 31, 2026. Credit Union reserves the right to limit deposits into this special certificate. This limited-time offer is subject to change at any time without notice. Special certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.
4.36% interest rate · Effective Oct 1, 2026
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More details - Wolverine State Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.45%APY$332 over 9 months on $10,000Effective Oct 5, 2026
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More details - Comenity Capital BankCertificate of DepositCD · 9 months · $1,500 min
Bank · Add a location to see nearby branches
4.40%APY$328 over 9 months on $10,000Requirements
Product: Must be at least 18 years old, US citizen or resident alien with valid SSN and physical US address. Minimum opening deposit $1,500 in a single transaction; maximum $1,000,000 per account. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Compounded daily, credited monthly.
Offer: Early withdrawal penalty: 90 days simple interest for terms shorter than 1 year.
Compounded daily · Balance cap $1,000,000 · Effective Oct 16, 2026
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More details - E*TRADE from Morgan StanleyCertificates of DepositCD · 9 months · $0 min
Bank · Add a location to see nearby branches
4.40%APY$328 over 9 months on $10,000intro rateRequirements
Product: Fixed rates. Open minimum $0. Early withdrawal penalties apply.
Promotional rate · 4.31% interest rate · Effective Oct 16, 2026
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More details - BTG Pactual Bank, National AssociationOnline CDCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.40%APY$328 over 9 months on $10,000intro rateRequirements
Product: Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only. Interest is compounded monthly and assumes funds remain on deposit until maturity.
Promotional rate · 4.31% interest rate · Compounded monthly · Effective Oct 6, 2026
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More details - WaterStone BankPromotional Certificate of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.40%APY$328 over 9 months on $10,000intro ratePromotional rate · 4.31% interest rate · Effective Oct 5, 2026
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More details - DuPage Credit UnionShare Savings CertificateCD · 9 months · $1,000 min · 3.82%–4.39% by balance
Credit union · Add a location to see nearby branches
4.39%APY$327 over 9 months on $10,000Requirements
Product: Must have a Credit Union membership established and be in good standing. Dividends compounded monthly and paid monthly. Early withdrawal penalties may apply. No monthly maintenance fees.
3.75% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Certificate Balance APY $1,000 and up 3.82% $10,000 and upYour amountLimited-time offer. At maturity, if set to automatically renew, it will renew as a standard 9-month certificate at the then-current rate. A 30 day loss of dividends penalty for early withdrawal. 4.39% Rate checked
More details - Century Credit UnionCertificate of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$325 over 9 months on $10,000with conditionsRequirements
Product: Without a Century checking account, subtract 0.10% APY. Early withdrawal penalties apply. Maximum deposit amounts may apply. Eligible for individuals who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County, MO.
Offer: Effective: 10/17/2026. Qualifications apply.
Qualified rate
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More details - Century Credit UnionCertificate of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$325 over 9 months on $10,000with conditionsRequirements
Product: Without a Century checking account, subtract 0.10% APY. Early withdrawal penalties apply. Maximum deposit amounts may apply. Eligible for individuals who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County, MO.
Offer: 9-Month Special. Maximum balance $50,000. Without a Century checking account, subtract 0.10%. Interest paid quarterly.
Qualified rate · 4.28% interest rate · Balance cap $50,000 · Effective Oct 1, 2026
Rate checked
More details - First Financial Federal Credit UnionCertificate Specials – ShareCD · 9 months · $5,000 min
Credit union · Add a location to see nearby branches
4.35%APY$325 over 9 months on $10,000intro rateRequirements
Product: Limited-time offers. Certificate dividends are compounded daily and credited monthly. Early withdrawal penalties apply. Special APY terminates when certificate renews or is closed.
Offer: New money required: opening funds must originate from a financial institution other than First Financial FCU within 30 days prior to share certificate origination. Automatically renews for 9-month terms unless directed to close or renew for another available term. Special APY terminates at renewal.
Promotional rate · 4.26% interest rate · Compounded daily · Effective Oct 2, 2026
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More details - HEFCUShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.33%APY$323 over 9 months on $10,000Requirements
Product: Dividends are compounded and credited quarterly. Early withdrawal penalty applies (equals 180 days' dividends). CDs are prohibited from additional deposits after opening. Automatically renews on maturity date with a 10-day grace period.
4.25% interest rate · Effective Sep 18, 2026
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More details - POCU of MarylandHigh Rate CDsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.33%APY$323 over 9 months on $10,000intro rateRequirements
Product: POCUMD membership is required to open a Certificate of Deposit. Rates are subject to change monthly and are fixed for the term of the certificate. Certificates dividends compound daily. Withdrawal of funds before maturity date incurs early withdrawal penalty. Single term only; accounts will not automatically renew at maturity and will not pay dividends after maturity. Insured up to $250,000.
Offer: Limited-time CD rate.
Promotional rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank