Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1231–1245 of 4,559 results
- Desert FinancialSavings CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Must maintain an open Membership Savings account with a minimum balance requirement of $25. Dividends credited and compounded monthly on the last day of the month. Automatically renews for the same term at current rate with a 10-day grace period.
Offer: $1,000 minimum balance required to earn dividends. Early withdrawal penalty may apply. Automatically renews for the existing 6-month term at current rate unless notified within 10-day grace period.
Promotional rate · 3.59% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Desert FinancialSavings CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Must maintain an open Membership Savings account with a minimum balance requirement of $25. Dividends credited and compounded monthly on the last day of the month. Automatically renews for the same term at current rate with a 10-day grace period.
Offer: Limited-time offer for new and existing members; cannot be applied to existing certificates. 3.93% dividend rate stated on promotional page. Primary account holder must have an open Membership Savings account with a minimum balance requirement of $25. Minimum opening deposit and balance of $1,000 required to earn advertised APY. Automatically renews for 6 months at current rates unless notified within 10-day grace period.
Promotional rate · 3.93% interest rate · Compounded monthly
Rate checked
More details - Pathways Financial Credit UnionShare CertificatesCD · 6 months · $500 min · 3.65%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Rate and annual percentage yield is fixed for the term of the share certificate. Penalty for early withdrawal of principal: 180 days' dividends for terms less than 36 months, 365 days' dividends for terms equal to or greater than 36 months. Must allow earnings to be added to certificate balance to earn stated APY; withdrawal of monthly earnings will not allow earning stated APY.
Offer: Early withdrawal penalty applies (180 days' dividends for terms under 36 months). Earnings must remain in certificate to earn stated APY.
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 3.65% $100,000 and up 3.75% Rate checked
More details - Meriwest Credit UnionCertificate AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000intro rateRequirements
Product: Membership is required with a one-time non-refundable $5 fee. Early withdrawal penalties apply. Rates are for consumer accounts only and not available for institutional certificates.
Offer: Penalty may apply for early withdrawal. Limited time offer.
Promotional rate · 3.59% interest rate · Effective Oct 13, 2026
Rate checked
More details - Freedom Bank of Southern MissouriCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Automatically renewable at maturity.
3.60% interest rate · Effective Jun 15, 2026
Rate checked
More details - AbbyBankCertificates of DepositCD · 6 months · $1,500 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Automatically renews at maturity. Subject to early withdrawal penalties.
Offer: Automatically renews at maturity. Subject to early withdrawal penalties.
3.58% interest rate · Effective Oct 1, 2026
Rate checked
More details - Security BankCertificates of DepositCD · 6 months · $2,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,000 in the account each day to obtain the disclosed APY. Interest compounded quarterly and stays on deposit until maturity. Early withdrawal penalty may apply. Automatically renews 10 days after maturity for the same term at the current interest rate.
Offer: Term: 182 Days. Must maintain a minimum daily balance of $2,000 each day to obtain disclosed APY.
3.60% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - WeStreet Credit UnionCertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty may be imposed. Fees could reduce earnings. 7-month Certificate automatically renews into a 6-month Certificate; all other terms automatically renew with the same term. No maintenance fees.
Offer: Quarterly compounding. Early withdrawal penalty may be imposed.
3.60% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Effective Oct 13, 2026
Rate checked
More details - 3.65%APY$181 over 6 months on $10,000intro rate
Requirements
Product: Interest compounded daily and credited monthly. Penalty assessed for withdrawal prior to maturity. Limited time offer subject to change.
Offer: Interest compounded daily and credited monthly. Penalty for early withdrawal.
Promotional rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Standard rate.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Florida Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000intro rateRequirements
Product: Minimum deposit to open varies per certificate with a maximum of $5,000,000. Early withdrawal penalties apply. Dividends compounded and credited quarterly. Membership eligibility required.
Offer: Early withdrawal penalty is 90 days of interest. Dividends compounded quarterly and credited quarterly.
Promotional rate · 3.60% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate checked
More details - Horizons North Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Dividends may be withdrawn at member's request. Early withdrawal penalties apply. No setup or maintenance fees.
3.59% interest rate · Effective Jan 2, 2026
Rate checked
More details - The Bank of Glen BurnieCertificate of Deposit (CD)CD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Interest rate is fixed for the entire term of the certificate. Interest is calculated daily, credited monthly, and compounded in the account. Certificates automatically renew at current interest rate if not redeemed at maturity. Substantial penalty for early withdrawal (penalty does not apply to 30-day Certificates).
Offer: A penalty is imposed for early withdrawal.
3.59% interest rate · Effective Oct 5, 2026
Rate checked
More details - Russell Country Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$181 over 6 months on $10,000Requirements
Product: Requires $25 Membership Share. Penalty will be imposed for early withdrawal. Automatic renewal within 10 days of maturity. Dividends accrue daily and are paid monthly at end of month.
Offer: Penalty for early withdrawal.
3.59% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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