Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1126–1140 of 3,421 results
- Glendale Area Schools Credit UnionCertificate AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000intro rateRequirements
Product: Must be a member of Glendale Area Schools Credit Union and maintain an active Share Savings Account or UTMA Account. A minimum deposit of $1,000 is required to open. Early withdrawal penalties apply.
Offer: Early withdrawal penalty of 180 days interest.
Promotional rate · 3.45% interest rate
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Product: Available in-branch. Penalty for early withdrawal. Fees could reduce earnings. $1,000 minimum daily balance required during each monthly cycle period to earn interest/APY.
3.44% interest rate · Effective Aug 31, 2026
Rate checked
More details - Shoreham BankOnline CD AccountsCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Available only online. Penalty for early withdrawal. Fees could reduce earnings. $1,000 minimum daily balance required during each monthly cycle period to earn interest/APY.
3.44% interest rate · Effective Aug 31, 2026
Rate checked
More details - Citizens Community BankCertificates of DepositCD · 60 months · $5,000 min
Bank · Add a location to see nearby branches
3.49%APY$1,871 over 60 months on $10,000intro rateRequirements
Product: Initial Interest Rate Is In Effect Until First Maturity.
Offer: Quarterly interest credited/compounded. 10 grace days. Early withdrawal penalty: 9 Month Interest.
Promotional rate · 3.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - The Bank of TescottCertificates of Deposit (CDs)CD · 60 months · $1,000 min · 3.15%–3.49% by balance
Bank · Add a location to see nearby branches
3.49%APY$1,871 over 60 months on $10,000Requirements
Product: Interest compounds quarterly; automatically renews. Substantial penalty for early withdrawal (e.g., 90 days interest for less than 12 months or 180 days interest for greater than 12 months).
Offer: Interest compounds quarterly; automatically renews. Early withdrawal penalty applies.
3.11% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $10,000 3.15% $10,000 and upYour amount 3.49% Rate checked
More details - Advanz Credit UnionTerm CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.49%APY$1,871 over 60 months on $10,000intro rateRequirements
Product: $500 minimum. Terms range from 6 to 60 months. Contact Main Office for information regarding special rates or investment terms for single investments of $100,000 and greater (including aggregate or recent aggregate deposit of $100,000). Dividends on 6 month Certificates are paid and compounded semiannual at maturity; all other Certificates are paid and compounded quarterly. Automatic renewals.
Offer: Dividends paid and compounded quarterly.
Promotional rate · 3.45% interest rate · Compounded quarterly · Effective Jul 1, 2025
Rate checked
More details - NorthRidge Community Credit UnionCertificate of Deposit (CD)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.49%APY$1,871 over 60 months on $10,000Requirements
Product: Membership requires living, working, worshipping, or attending school in St. Louis, Lake, or Itasca counties, MN (or being an eligible relative). Features a 10-day grace period after maturity to renew or cash out. Early withdrawal fee is 90 days dividends for terms less than 12 months, and 180 days dividends for terms greater than 12 months.
Offer: Early withdrawal fee: 180 days dividends. 10-day grace period after maturity.
3.45% interest rate
Rate checked
More details - First State Bank of BigforkCertificates of Deposit (CDs)CD · 60 months · $500 min · 3.39%–3.60% by balance
Bank · Add a location to see nearby branches
3.49%APY$1,871 over 60 months on $10,000Requirements
Product: Fixed rates. Early withdrawals subject to penalty. Grace period of 10 calendar days after maturity. No setup or maintenance fees.
Offer: Early withdrawal penalty of 180 days interest. Grace period of 10 calendar days after maturity.
3.35% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $500 – $5,000 3.39% $5,000 – $45,000Your amount 3.49% $45,000 and up 3.60% Rate checked
More details - Artesia Credit UnionShare CertificatesCD · 60 months · $5,000 min
Credit union · Add a location to see nearby branches
3.49%APY$1,871 over 60 months on $10,000Requirements
Product: Dividends are compounded daily and applied quarterly. $5,000.00 minimum deposit. Early withdrawal penalty: 90 days. Certificates which are automatically renewed will receive the rate in effect on the renewal date. Fees could reduce earnings.
Offer: Early withdrawal penalty: 90 days.
3.45% interest rate · Compounded daily · Effective Apr 1, 2025
Rate checked
More details - Friendship State BankCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.46%APY$1,854 over 60 months on $10,000Requirements
Product: Fixed rate interest bearing account with 3 month to 5 year terms available. Interest may be paid or compounded. Substantial penalty for early withdrawal prior to maturity. Additional deposits before maturity are not permitted.
Offer: Interest paid monthly.
3.40% interest rate
Rate checked
More details - Schools Federal Credit UnionTerm Share CertificateCD · 60 months · $500 min · 3.46%–3.61% by balance
Credit union · Add a location to see nearby branches
3.46%APY$1,854 over 60 months on $10,000Requirements
Product: Term Share Certificates (certificates of deposit). Early withdrawal penalty. Certificate rates are contracted at opening and upon renewal; compounded and paid monthly. Options to increase the dividend based on balance and relationship. Rates and terms subject to change without notice.
Offer: Dividend/interest shown in certificate APR columns. Rates contracted when opened and upon renewal; compounded and paid monthly. Subject to early withdrawal penalty.
3.41% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $89,999Your amount 3.46% $90,000 and up 3.61% Rate checked
More details - Members' Advantage Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.46%APY$1,854 over 60 months on $10,000Requirements
Product: Early withdrawal will result in penalty.
3.40% interest rate
Rate checked
More details - First Point Federal Credit UnionSavings CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.45%APY$1,850 over 60 months on $10,0003.40% interest rate
Rate checked
More details - UMe Credit UnionCertificates (CDs)CD · 60 months · $2,000 min
Credit union · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Minimum $2,000 opening deposit. Dividends based on average daily balance and posted monthly. Fixed rates for the term purchased. Subject to early withdrawal penalties. Membership requires living, working, attending school, or worshipping in Burbank, or a $10 donation to the Burbank Arts & Education Foundation. Additional 0.10% for Jumbo Certificates $50,000 and more.
Offer: Minimum average daily balance required to earn dividends. Rate fixed for term.
3.40% interest rate
Rate checked
More details - Legacy BankCertificates of Deposit (CD)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.45%APY$1,848 over 60 months on $10,000Requirements
Product: Interest compounded quarterly for terms of 6 months or greater; paid at maturity for 4-week and 13-week terms. Automatic renewal with 10-day grace period. Early withdrawal subject to penalty. Fees may reduce earnings. Must be at least 16 years of age, a Kansas resident, and not a resident alien to open online.
Offer: 5 Year term. Interest compounded quarterly.
3.41% interest rate · Compounded quarterly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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