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Best 5-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 46–60 results

  1. Arkansas Federal Credit UnionRegular CertificateCD · 24–71 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  2. Top Carrot, Carrot Score 98
    Auburn University Credit UnionShare CertificatesCD · 54–60 months · $2,500 min · 4.50%–4.61% by balance

    Credit union · Add a location to see nearby branches

    4.50%APYintro rate
  3. Top Carrot, Carrot Score 94
    Members Heritage CUTerm Share CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  4. Top Carrot, Carrot Score 98
    Langley Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  5. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  6. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 60 months · $5 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  7. Top Carrot, Carrot Score 98
    Synchrony BankCertificate of Deposit (CD)CD · 60 months · $0 min

    Bank · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  8. Top Carrot, Carrot Score 99
    Deseret First Credit UnionRegular Share CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  9. Top Carrot, Carrot Score 99
    Deseret First Credit UnionRegular Share CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Alpine Credit UnionValue CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  11. Top Carrot, Carrot Score 99
    AERO FinancialShare Certificate (CD)CD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  12. Top Carrot, Carrot Score 98
    Cyprus Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  13. Top Carrot, Carrot Score 98
    Cyprus Credit UnionDream CertificateCD · 60 months · $20 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  14. First National Bank of SteelevilleCertificate of DepositCD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  15. Top Carrot, Carrot Score 88
    Patriot Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min · 4.40%–4.60% by balance

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,411 CDs at 3,039 banks and credit unions · checked Oct 15–22

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions
Best 5-Year CD Rates of October 2026 | Carrot Rate