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Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 961–975 results

  1. Spectra Credit UnionTraditional Share CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  2. Top Carrot, Carrot Score 94
    Canvas Credit UnionCertificates of Deposit (CDs)CD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000intro rate
  3. First National Bank in PhilipCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  4. First Financial Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000with conditions
  5. Mid-Atlantic Federal Credit UnionRegular CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  6. SouthPoint Financial Credit UnionCertificatesCD · 36 months

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  7. State Bank of ChiltonCertificate of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  8. Top Carrot, Carrot Score 89
    Expree Credit UnionSavings CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  9. Vision Financial Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  10. Long Reach FCUCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  11. Everglades Federal Credit UnionShare CertificateCD · 36 months

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000with conditions
  12. Top Carrot, Carrot Score 87
    All America BankCertificates of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  13. Clinchfield Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  14. Top Carrot, Carrot Score 88
    Great Lakes First Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  15. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions