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Compare Bank & Credit Union Rates

Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 76–90 results

  1. Top Carrot, Carrot Score 98
    SJP Federal Credit UnionCertificate of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000
  2. Top Carrot, Carrot Score 96
    Marcus by Goldman SachsHigh-Yield CDCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000
  3. Top Carrot, Carrot Score 88
    Blaze Credit UnionPremium CertificateCD · 36 months · $10,000 min

    Credit union · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000
  4. Top Carrot, Carrot Score 98
    Dow Credit UnionSimple CDsCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000
  5. Landmark Credit UnionCertificate AccountCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000
  6. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    Congressional Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000intro rate
  8. Top Carrot, Carrot Score 97
    Prime Alliance BankCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.40%APY$1,379 over 36 months on $10,000
  9. Top Carrot, Carrot Score 88
    Members Trust Federal Credit UnionCertificate AccountsCD · 36 months · $1,000 min · 4.39%–4.59% by balance

    Credit union · Add a location to see nearby branches

    4.39%APY$1,376 over 36 months on $10,000
  10. Top Carrot, Carrot Score 88
    Newburg BankCertificate of DepositCD · 36 months · $500 min · 4.30%–4.39% by balance

    Bank · Add a location to see nearby branches

    4.39%APY$1,376 over 36 months on $10,000
  11. Top Carrot, Carrot Score 89
    Putnam County State BankCertificates of DepositCD · 36–47 months · $500 min · 3.30%–4.49% by balance

    Bank · Add a location to see nearby branches

    4.39%APY
  12. Top Carrot, Carrot Score 98
    MECE Credit UnionCertificates (CDs)CD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.37%APY$1,369 over 36 months on $10,000
  13. Top Carrot, Carrot Score 90
    Farmers & Merchants BankCertificates of Deposit (CDs)CD · 36 months

    Bank · Add a location to see nearby branches

    4.37%APY$1,369 over 36 months on $10,000
  14. Top Carrot, Carrot Score 98
    Auburn University Credit UnionShare CertificatesCD · 36–41 months · $2,500 min · 4.37%–4.47% by balance

    Credit union · Add a location to see nearby branches

    4.37%APYintro rate
  15. Top Carrot, Carrot Score 89
    Library of Congress Federal Credit UnionShare CertificateCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    4.37%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,162 CDs at 3,674 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions