Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1291–1305 of 4,640 results
- Vocal Credit UnionCertificates of DepositsCD · 24 months
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: APY is calculated based upon monthly interest.
Offer: APY is calculated based upon monthly interest.
3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - Farm Bureau BankCD with Step-Up OptionCD · 24 months · $1,000 min · 3.60%–3.70% by balance
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Allows for a one-time rate increase to a Step-Up CD of the same term. Interest is compounded daily and paid monthly. Early withdrawal penalties apply and may reduce earnings. Only withdrawals of interest credited are allowed prior to maturity. Automatically renewed at the current rate for the same term.
3.54% interest rate · Compounded daily
Rate by balance
Rate by balance for CD with Step-Up Option Balance APY $1,000 – $49,999Your amount 3.60% $50,000 and upJumbo CD tier. 3.70% Rate checked
More details - SouthPoint Financial Credit UnionCertificatesCD · 24 months
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
3.57% interest rate · Effective Sep 1, 2026
Rate checked
More details - ESB FinancialCertificates of Deposit (CDs)CD · 24–29 months
Bank · Add a location to see nearby branches
3.60%APYRequirements
Product: If payment of CD interest is not compounded quarterly, APY will be affected on disclosures & statements.
Offer: Interest compounded quarterly.
3.55% interest rate · Compounded quarterly
Rate checked
More details - CPM Federal Credit UnionShare CertificatesCD · 24 months · $250 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Requires Main Savings Account with $250 minimum deposit. No annual fees, no monthly service charge. Dividends compounded/paid quarterly. 10-day grace period at maturity. Early withdrawal penalties may apply. At maturity, account is subject to automatic renewal at the rate then in effect for that term.
Offer: Dividend rate is 3.55%. Dividends compounded quarterly.
3.55% interest rate · Compounded quarterly · Effective Feb 13, 2026
Rate checked
More details - Charlotte Fire Department CUShare CertificatesCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may apply. $2,500.00 minimum deposit. 6 - 24 month certificates available. Rates are subject to change monthly.
3.54% interest rate · Effective Sep 1, 2025
Rate checked
More details - Blue Flame Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Dividends are compounded and paid monthly. Early withdrawal penalties apply. Automatically renews for the same term at maturity unless otherwise requested.
Offer: Minimum balance before dividends can be earned.
Effective Jan 2, 2026
Rate checked
More details - Five Star Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: $500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
3.54% interest rate
Rate checked
More details - Allegius Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000intro rateRequirements
Product: Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. $1,000 minimum deposit to open. No setup or maintenance fees.
Offer: 24 Months Special. Celebrate anniversary rate special. Membership and $1,000 minimum deposit required to open. Promotion may end at any time. Upon maturity, automatically renews at the prevailing rate for a 6-month share certificate.
Promotional rate · 3.55% interest rate · Effective Apr 13, 2026
Rate checked
More details - All America BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum $500 deposit required. Rates as of 9-10-2026.
Offer: 2-Year CD
3.60% interest rate · Effective Sep 10, 2026
Rate checked
More details - Clinchfield Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum deposit of $1,000.00. Dividends credited monthly. Automatically renewed unless specified otherwise. Early withdrawal penalty applies: 30 days dividends for 3 months, 90 days dividends for 6-24 months, 180 days dividends for 36-60 months.
3.54% interest rate
Rate checked
More details - Great Lakes First Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Fees could reduce earnings.
Effective Feb 13, 2026
Rate checked
More details - COPFCUSavings CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: $1,000 minimum to open. Terms range from 3 months to 5 years. Fixed rate guaranteed for the selected term. Penalties apply for early closure or withdrawal.
3.54% interest rate · Effective Sep 1, 2026
Rate checked
More details - Penn State Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Fixed terms from 6 to 60 months. Limited-time offer: Renew current CD at advertised rate to get a 0.05% Loyalty Bonus. Kids Club and Teen Club members can open with a minimum of $250. Early withdrawal penalties may apply.
Offer: Kids Club and Teen Club members can open with a minimum of $250. Renew current CD at advertised rate for a 0.05% Loyalty Bonus.
Effective Jun 25, 2026
Rate checked
More details - Susser BankCertificates of Deposit (CD)CD · 24 months · $1,000 min · 3.50%–3.60% by balance
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: CD APY assumes principal and interest remain on deposit until maturity. Periodic payout of interest is required (interest earned paid via direct deposit). Penalty for early withdrawal. Rates subject to change without notice.
Offer: Rate for balances ≤ $250,000. APY cannot remain on CD; periodic payout of interest is required.
3.54% interest rate · Effective Aug 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY Up to $250,000Your amount 3.60% $250,000 and upReduced rate applies. 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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