Best 2-year CD rates

Requirements

Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.

Offer: Customers who qualify for both bonuses (50% new money + active checking customer opened prior to 9/1/2026) may earn up to 4.50% APY. Applicable to 12, 18, 24 Month CD only. Minimum balance to open and earn stated APY is $500.00. Base 4.00% APY + 0.35% + 0.15%.

Requirements

Product: Rates are subject to change without notice. Early withdrawal penalties may apply on certificates.

Requirements

Product: All certificates are automatically renewable. $5,000.00 initial deposit required except those age 18 and under may open with $500. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal. Public funds over $250,000.00 excluded from this offer.

Offer: 2 Year Certificate of Deposit. $5,000.00 initial deposit required except those age 18 and under may open with $500. Public funds over $250,000.00 excluded.

Requirements

Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.

Offer: CD Special: requires at least 50% new money. Applicable to 12, 18, 24 Month CD only. Minimum balance to open and earn stated APY is $500.00. Base 4.00% APY + 0.35% bonus.

Requirements

Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.

Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.

Requirements

Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.

Offer: Loyalty Bonus: active checking customer with eligible checking account opened before 9/1/2026. Applicable to 12, 18, 24 Month CD only. Minimum balance to open and earn stated APY is $500.00. Base 4.00% APY + 0.15% bonus.

Requirements

Product: Rates are fixed for the term of the CDs. Substantial penalty for early withdrawal. Minimum balance to earn APY is $500.00. Most certificate accounts automatically renew on their maturity date for the same term at current rate. Early withdrawal penalty: 30 days through 12 months is 3 months simple interest; longer than 12 months is 6 months simple interest; 48 or 60 months is 12 months simple interest.

Requirements

Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.

Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 10/23/2026.

Requirements

Product: A wide range of terms available (from 6 months to 5 years). Renews automatically upon maturity after 10-day grace period. Early withdrawals subject to penalty. Limited-time offer. Other restrictions may apply. Individual Retirement Account (IRA) CDs may be subject to additional restrictions.

Offer: Base rate. Minimum balance to open and earn stated APY is $500.00. No setup or maintenance fees. Early withdrawals subject to penalty.

Requirements

Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in the branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals could affect the APY and could reduce the principal for these accounts.

Requirements

Product: Minimum deposit of at least $1,000. $2,000,000 maximum deposit per CD product ($100,000 maximum when opening online). A penalty will be imposed for early withdrawal. Partial withdrawals allowed for 6, 11, 15, 18, 24, 36, 48 and 60 Month CD; $1,000 minimum withdrawal with minimum remaining balance must be greater than $1,000; early withdrawal penalty applies to withdrawn amount. Partial withdrawals are not allowed for 12 Month CD. Automatically renewable certificates allow you 10 days after maturity to redeem. If not redeemed, CD renews at current rate for original term.

Requirements

Product: CD minimum to open and earn APY in branch is $500. Minimum to open and earn APY online is $1,000, except featured 8-month term which is $10,000 online.

Offer: CD Special. Offers require new money - funds not on deposit at Civista. Minimum opening balance and minimum balance to obtain APY is $500 in branch ($1,000 online).

Requirements

Product: $1,000 minimum opening deposit required for 12 Month Special using funds not currently on deposit at GreenWay Bank. CD specials renew at a 12 Month term; all others renew at original term. Interest credited quarterly (3 Month compounded at maturity). Penalty may be imposed for early withdrawal.

Offer: Compounding quarterly.

Requirements

Product: A penalty will be imposed for early withdrawal. Institution generally does not accept nor retain deposits owned by persons residing outside their normal geographical service area.

Offer: A penalty will be imposed for early withdrawal. Balance required is daily balance.

Requirements

Product: Fixed rate for your term. Penalty required for early withdrawal. Renewal rate defaults to current rate as regular 12 Months CD. Interest rate and APY may change. Fees or other conditions could reduce earnings.