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Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–10 of 10 results in San Juan, PR metro

  1. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    4.25%APY$425 over 1 year on $10,000
  2. JetStream FCUGolden Eagle CertificatesCD · 12 months · $5,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000with conditions
  3. JetStream FCUCertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  4. GE Credit UnionTerm Share CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    3.35%APY$335 over 1 year on $10,000
  5. VAPR Federal Credit UnionCertificado de ahorrosCD · 12 months

    Credit union · 2 branches

    3.30%APY$330 over 1 year on $10,000
  6. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.20%APY$320 over 1 year on $10,000
  7. Puerto Rico Federal Credit UnionCertificado de AccionesCD · 12 months · $1,000 min

    Credit union · 2 branches

    2.60%APY$260 over 1 year on $10,000
  8. Puerto Rico Employee Groups FCUCertificado de Acciones (Shares Certificate)CD · 12 months · $1,000 min

    Credit union · 1 branch

    1.50%APY$150 over 1 year on $10,000
  9. BCUStandard CDsCD · 12 months

    Credit union · 2 branches

    1.40%APY$140 over 1 year on $10,000
  10. BCUStandard CDsCD · 12 months

    Credit union · 2 branches

    1.30%APY$130 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in San Juan, PR metro

10 CDs at 8 banks and credit unions · checked Oct 22–29

Typical
3.25%
Top 10% from
4.03%
Banks, typical
4.25%
Credit unions, typical
3.20%

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San Juan, PR metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. CitiBank · 2 branches
See all ranked institutions
Best 1-Year CD Rates of October 2026 | Carrot Rate