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Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 28 results in Kapaa, HI metro

  1. Top Carrot, Carrot Score 99
    Kauai Ohana Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.59%APY$459 over 1 year on $10,000
  2. Gather Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 7 branches

    4.50%APY$450 over 1 year on $10,000intro rate
  3. Kaua'i Federal Credit UnionJumbo CertificatesCD · 12 months

    Credit union · 3 branches

    3.95%APY$395 over 1 year on $10,000
  4. Kaua'i Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 3 branches

    3.75%APY$375 over 1 year on $10,000
  5. Bank of HawaiiBankohana New Money Special CDCD · 12 months · $5,000 min

    Bank · 4 branches

    3.40%APY$340 over 1 year on $10,000with conditions
  6. Top Carrot, Carrot Score 88
    Finance FactorseCDCD · 12 months · $1,000 min

    Bank · 1 branch

    3.30%APY$330 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    Finance FactorsShort Term CD SpecialsCD · 12 months · $1,000 min

    Bank · 1 branch

    3.30%APY$330 over 1 year on $10,000
  8. Bank of HawaiiRegular New Money Special CDCD · 12 months · $5,000 min

    Bank · 4 branches

    3.30%APY$330 over 1 year on $10,000intro rate
  9. Garden Island FCUShare CertificatesCD · 12 months · $500 min

    Credit union · 2 branches

    3.29%APY$329 over 1 year on $10,000
  10. American Savings BankCertificate of Deposit (CD)CD · 12 months · $10,000 min

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000intro rate
  11. HawaiiUSA FCUShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.10%APY$310 over 1 year on $10,000intro rate
  12. Kaua'i Federal Credit UnionImpact CertificatesCD · 12 months

    Credit union · 3 branches

    3.03%APY$303 over 1 year on $10,000
  13. Aloha Pacific Federal Credit UnionCertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.00%APY$300 over 1 year on $10,000intro rate
  14. American Savings BankCertificate of Deposit (CD)CD · 12 months · $10,000 min

    Bank · 2 branches

    2.90%APY$290 over 1 year on $10,000intro rate
  15. Bank of HawaiiBankohana Promo CDCD · 12 months · $2,500 min

    Bank · 4 branches

    2.90%APY$290 over 1 year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay in Kapaa, HI metro

28 CDs at 11 banks and credit unions · checked Nov 5

Typical
2.90%
Top 10% from
3.81%
Banks, typical
2.78%
Credit unions, typical
3.52%

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Kapaa, HI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Kauai Ohana Federal Credit UnionCredit union · 1 branch
  2. Finance FactorsBank · 1 branch
See all ranked institutions
Best 1-Year CD Rates of November 2026 | Carrot Rate