Credit union · NCUA insured
Aloha Pacific Federal Credit Union CD Rates
Aloha Pacific Federal Credit Union’s best CD rate is 4.00% APY on an 8-month share certificate (CD). Terms run from 5 months to 5 years. Rates checked October 22, 2026.
How Aloha Pacific Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Aloha Pacific Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Aloha Pacific Federal Credit Union
4.00%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $265
Certificates
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
UHFCU
4.50%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $185
Aloha Pacific Federal Credit Union CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Aloha Pacific Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.00%APY · 9 terms
Credit union membership is required. Fixed rate for the term. Dividends are compounded and credited monthly. Early withdrawal penalties may apply if funds are withdrawn before the maturity date. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5 Month 90th Anniversary Certificate Special. $1,000.00 minimum opening balance. Automatically renews into a 6 month term. Offer subject to change at any time | 3.75% | $155 |
| 6 months$1,000.00 minimum to open and earn APY | 3.00% | $149 |
| 8 months8 Month 90th Anniversary Certificate Special. $1,000.00 minimum opening balance. Automatically renews into a 6 month term. Offer subject to change at any time | 4.00% | $265 |
| 12 months$1,000.00 minimum to open and earn APY | 3.00% | $300 |
| 18 months$1,000.00 minimum to open and earn APY | 3.00% | $453 |
| 24 months$1,000.00 minimum to open and earn APY | 3.00% | $609 |
| 36 months$1,000.00 minimum to open and earn APY | 3.25% | $1,007 |
| 48 months$1,000.00 minimum to open and earn APY | 3.25% | $1,365 |
| 60 months$1,000.00 minimum to open and earn APY | 3.25% | $1,734 |
Sources (1)
- alohapacific.com/rates · captured Oct 3, 2026
Special-purpose accounts
IRA Certificates
Up to 4.00%APY · 9 terms
Choose from federally insured Traditional IRA, Roth IRA, or Coverdell Education Savings Account certificates. Credit union membership is required. Fixed rate for the term. Dividends are compounded and credited monthly. Early withdrawal penalties may apply if funds are withdrawn before the maturity date. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5 Month 90th Anniversary Certificate Special. $1,000.00 minimum opening balance. Automatically renews into a 6 month term. Offer subject to change at any time | 3.75% | $155 |
| 6 monthsAvailable for Traditional, Roth, and Coverdell-Educational IRA certificates. $1,000.00 minimum to open and earn APY | 3.00% | $149 |
| 8 months8 Month 90th Anniversary Certificate Special. $1,000.00 minimum opening balance. Automatically renews into a 6 month term. Offer subject to change at any time | 4.00% | $265 |
| 12 monthsAvailable for Traditional, Roth, and Coverdell-Educational IRA certificates. $1,000.00 minimum to open and earn APY | 3.00% | $300 |
| 18 monthsAvailable for Traditional, Roth, and Coverdell-Educational IRA certificates. $1,000.00 minimum to open and earn APY | 3.00% | $453 |
| 24 monthsAvailable for Traditional, Roth, and Coverdell-Educational IRA certificates. $1,000.00 minimum to open and earn APY | 3.00% | $609 |
| 36 monthsAvailable for Traditional, Roth, and Coverdell-Educational IRA certificates. $1,000.00 minimum to open and earn APY | 3.25% | $1,007 |
| 48 monthsAvailable for Traditional, Roth, and Coverdell-Educational IRA certificates. $1,000.00 minimum to open and earn APY | 3.25% | $1,365 |
| 60 monthsAvailable for Traditional, Roth, and Coverdell-Educational IRA certificates. $1,000.00 minimum to open and earn APY | 3.25% | $1,734 |
Sources (1)
- alohapacific.com/rates · captured Oct 3, 2026
Who can join Aloha Pacific Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.