Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 1426–1440 of 2,911 nationwide · median 5.00% APR
- 5.00%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Auto loan score 82 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Rate as low as; based on borrower's credit worthiness. Term up to 60 months, based on amount financed.
Auto loan score 82 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Auto loan score 82 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term.
Auto loan score 82 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Rates advertised as low as. Maximum term up to 84 months depending on collateral value and borrower credit history. Financing up to 125% available.
Auto loan score 82 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 16.25%
5.00% APR, up to 16.25%
Terms
Annual percentage rate will be based on creditworthiness. Vehicles 10 years of age or older priced on signature loan rate, max term 48 months. All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount.
Auto loan score 82 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Financing for vehicles less than 9 years old. Payment per thousand is $18.88.
Auto loan score 82 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Fixed rate as low as for 60-month term. No payments for up to 90 days option available for vehicles 3 years old and newer (interest accrues during 90-day period; not available for first-time buyers or JumpStart loans). Representative example: $30,000 loan at 5.00% APR for 60 months results in 60 payments of $567.19.
Auto loan score 82 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Credit Score 650-699
Auto loan score 82 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Over $60,000 up to 84 months.
Auto loan score 82 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 17.00%
5.00% APR, up to 17.00%
Terms
Credit Rating A: 5.00% APR; Credit Rating B: 7.00% APR; Credit Rating C: 13.00% APR; Credit Rating D: 17.00% APR. Best rates listed; your rate may be higher depending on credit history, underwriting criteria and loan amount.
Auto loan score 82 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate as low as 5.00% APR on new or used vehicles when coupled with automatic payment discount.
Auto loan score 82 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
As low as APR; lowest APR available will be determined at time of application and will be dependent upon credit score.
Auto loan score 82 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Model Year 2018 – 2025. Terms greater than 63 months require loan amount of $15,000 or greater and mileage under 50,000 miles. A 0.50% rate discount applies if loan amount is less than 80% of MSRP or NADA retail value.
Auto loan score 82 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - Louisiana Catholic Federal Credit UnionNew Auto & Recreational Vehicle Loans · up to 72 months
Credit union
5.00%APRas low as · up to 17.15%5.00% APR, up to 17.15%
Auto loan score 82 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,911 banks and credit unions · checked Oct 22–25
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank