Credit union · NCUA insured
Garden City Teachers Federal Credit Union
A $16.2M credit union headquartered in Garden City, KS, with 2,049 members and 1 branch in Kansas. Best rates: savings 0.10% APY.
Garden City Teachers Federal Credit Union Carrot Score
65
Carrot Score
Higher than 15% of U.S. banks and credit unions
#4 of 6 in Garden City, KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Garden City Teachers Federal Credit Union
Garden City Teachers Federal Credit Union is based in Garden City, Kansas.
- Headquarters
- 1601 E kansas plz, Garden City, KS 67846
- NCUA charter
- 7662
Branches
1 branch in Kansas
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Kansas
1 branch
- teachers credit unionMain office1601 E kansas plz, Garden City, KS 67846Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.28% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.67% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio8.28%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.67%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Garden City Teachers Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.