Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 2086–2100 of 2,912 nationwide · median 5.00% APR
- 5.49%APRas low as
Terms
Fixed APR as low as 5.49%. Terms of 36, 60, 72, or 84 months according to vehicle value. Financing up to 100% of list price.
Auto loan score 69 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Auto loan score 69 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 16.49%
5.49% APR, up to 16.49%
Auto loan score 69 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Tier A (credit score 690+); 60-month term.
Auto loan score 69 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Up to 60 months; 2024-2026 model year.
Auto loan score 69 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
New 2026-2027; Monthly payment per $1,000 borrowed: $19.09
Auto loan score 69 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 16.80%
5.49% APR, up to 16.80%
Terms
Rate varies by credit score (720+ to Under 579)
Auto loan score 69 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
AUTOMOBILE & MOTORCYCLE NEW & Used (2024 & Newer). Disclosed APR with asterisk (*) represents lowest possible APR. Subject to credit approval.
Auto loan score 69 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Maximum term 60 months; estimated monthly payment $382.00 on $20,000 loan.
Auto loan score 69 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Based on credit approval on select new vehicle loans.
Auto loan score 69 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 5.99%
5.49% APR, up to 5.99%
Terms
Applies to New Vehicles 2024-2025 never titled up to 60 months. Base Rate 5.49% – 5.99% APR.
Auto loan score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 5.99%
5.49% APR, up to 5.99%
Terms
New Vehicles 2024-2025. Base Rate.
Auto loan score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
5 Year Payback. Up to 110% of Value.
Auto loan score 69 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
As low as rate for New & Used Vehicles. Actual rate and payment amount reflect credit score and circumstance. Excludes refinancing of IH Credit Union loans.
Auto loan score 69 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
New: 2026 vehicles; Up to 66 Months
Auto loan score 69 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,912 banks and credit unions · checked Oct 22–28
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank