Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top new-car loan rates
Showing 1786–1800 of 2,911 nationwide · median 5.00% APR
- 5.25%APRas low as · up to 13.25%
5.25% APR, up to 13.25%
Terms
Rates vary by credit tier (Fair Isaac score 549 or Less to 730+). Best rates require Fair Isaac 730+ (Rate Tier A+).
Auto loan score 78 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Payment example calculated with a loan amount of $25,000 is $474.17/mo. Rate based on creditworthiness and term of loan.
Auto loan score 78 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Model years 2024–2026.
Auto loan score 78 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Model year 2022 & Newer. Terms up to 84 months on new autos.
Auto loan score 78 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Model Year 2024 to 2026. Call for term. Actual rates may be higher based on credit worthiness.
Auto loan score 78 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Up to seven years to repay. APR is subject to change without notice.
Auto loan score 78 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Credit score of 600+. Under 10,000 miles.
Auto loan score 78 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Rates are based on creditworthiness. Subject to credit approval. Applicable to new or used vehicles.
Auto loan score 78 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
As Low As rate for term up to 78 Months. Secured by vehicle with not more than 150,000 miles. Available for well qualified applicants.
Auto loan score 78 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as · up to 10.50%
5.25% APR, up to 10.50%
Terms
Rates across credit score tiers A/0-200 to D/601-1000. Experian credit bureau risk score determines rate.
Auto loan score 78 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
As low as rate for well qualified borrowers.
Auto loan score 78 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Years 2019- 2026; starting at 5.25% APR
Auto loan score 78 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Rate is listed as 'as low as 5.25 % APR*'.
Auto loan score 78 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Rates determined by credit score, term, and age of collateral. Terms range from 12 months to 84 months. Loans are subject to approval and restrictions apply. Rate as low as 5.25% APR.
Auto loan score 78 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Auto loan score 78 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,911 banks and credit unions · checked Oct 22–25
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank