Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 31–45 of 50 in Nebraska · median 4.99% APR
- 5.25%APRas low as
Terms
APR as low as 5.25%
Auto loan score 77 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as · up to 15.25%
5.25% APR, up to 15.25%
Terms
Credit tiers A+ (750 & Up) through E (599 or BELOW). Model years 2026-2022. Title/Ins security. For vehicles with 100,000+ mileage add 1%.
Auto loan score 73 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
84 month term available for loan amounts greater than $20,000. Rate based on creditworthiness and term of loan. All loan rates include discounts.
Auto loan score 72 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low as · up to 13.79%with conditions
5.29% APR, up to 13.79%
This rate needs autopay.
Terms
Maximum amount 125% of value. Rate based on individual credit rating score. Subject to 0.15% rate increase without payroll deduction or automatic payments. Value on New established as MSRP.
Auto loan score 76 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - Security First BankBrand New Vehicles: 2027 or 2026 Models (Not previously sold or traded in) · 49–60 months
Bank · 32 branches
5.29%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Automatic payments from Security First Bank checking or savings required. $75 prepayment penalty within 12 months.
Auto loan score 72 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Model year 2025 or newer.
Auto loan score 73 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as · up to 18.00%
5.50% APR, up to 18.00%
Terms
Tiered by credit score: A+ (730 and above) as low as 5.50%, A (680 - 729) as low as 7.00%, B (640 - 679) as low as 8.50%, C (600 - 639) as low as 13.00%, D (599-) 18%. All loans subject to credit approval. Offered terms & rates determined by credit score and loan policy.
Auto loan score 72 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as
Terms
Model Year: New. Maximum term up to 84 months. APR rate adjusts with term. Rate determined by underwriting guidelines including credit score.
Auto loan score 72 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.50%APRas low as · up to 14.50%
5.50% APR, up to 14.50%
Terms
APR depends on credit score and year of vehicle. Rate and term matching on vehicles for members with 680+ credit scores. All loans subject to max 18% interest. No prepayment penalties or hidden charges. Terms up to 60 or 84 months depending on page.
Auto loan score 72 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 6.00%APRas low as
Terms
Vehicle Age: 2025 to New
Auto loan score 66 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 6.09%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 6.09% APR for new vehicles model years 2026 and newer with maximum term of 60 months. Includes waiver of $250 origination fee requiring an active UMB Select Checking account. No down payment required.
Auto loan score 63 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.39%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As of September 23, 2026. Fixed-rate loan amortized over 5 years (60 months). Includes discount for autodraft from a First Citizens checking account. APR based upon an interest rate of 6.25% and an origination fee of $100. Up to 84-month terms available for new auto loans / loans greater than $50,000.
Auto loan score 63 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 6.66%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate assumes credit score of 740+, auto is 2025 or newer, financing for 60 months and payment is auto debit. New and used financing for purchase and refinancing. Debt Cancellation Coverage available for qualified borrowers.
Auto loan score 62 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Nebraska
50 banks and credit unions · checked Oct 15–22
- Typical
- 4.99%
- Top 10% up to
- 4.22%
- Banks, typical
- 6.32%
- Credit unions, typical
- 4.82%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nebraska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 9 branches
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches