Credit union · NCUA insured
Sugar Valley FCU
A $6.1M credit union headquartered in Scottsbluff, NE, with 1,491 members and 1 branch in Nebraska. Best rates: CDs 0.45% and savings 0.18% APY.
Sugar Valley FCU Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#4 of 5 in Scottsbluff, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sugar Valley FCU
Sugar Valley Federal Credit Union was formed on April 1st, 2011, from the merger of Scotts Bluff FCU and Sugar Workers FCU, and is located in Scottsbluff, Nebraska.
- Headquarters
- 1705 21st Ave, Scottsbluff, NE 69361
- NCUA charter
- 3558
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of MC Schaff & Associates are eligible for membership.
- Employees of Mitchell Health Care Center are eligible for membership.
- Employees of Regional West Health Services are eligible for membership.
- Employees of Regional West Medical Center are eligible for membership.
- Employees of Western Pathology Consultants are eligible for membership.
- Employees of Western Sugar Cooperative are eligible for membership.
8 more ways to join
Military, government and schools
- Employees of Cities of Scottsbluff & Gering are eligible for membership.
- Employees of Region 1 Office of Human Development are eligible for membership.
- Employees of Scottsbluff County are eligible for membership.
- Employees of Scottsbluff & Gering Public Schools are eligible for membership.
- Employees of State of Nebraska are eligible for membership.
- Employees of the US Government are eligible for membership.
- Employees of Western Nebraska Comm. College are eligible for membership.
Family and household
- Family members of eligible employee group members are eligible for membership.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Sugar Valley Federal Credit UnionMain office1705 21st Ave, Scottsbluff, NE 69361Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 23.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 5.67% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.40% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio23.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late5.67%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.40%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sugar Valley FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.