Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 76–90 of 111 in Indiana · median 5.25% APR
- 5.74%APRas low as
Auto loan score 69 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - First Federal Savings Bank of AngolaAutos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs · up to 60 months
Bank · 1 branch
5.74%APRas low asTerms
2026 - 2024 model years. Loan to value ratio <= 100%.
Auto loan score 69 · Carrot Score 64
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Auto loan score 69 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Terms
Collateral: 2020 - 2026 model years. Fixed rate.
Auto loan score 69 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as · up to 9.49%
5.75% APR, up to 9.49%
Terms
Rates range from 5.75% APR for Excellent credit to 9.49% APR for Fair credit. Actual APR determined at disbursement based on application and credit history.
Auto loan score 68 · Carrot Score 91
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
Rates starting as low as 5.75%.
Auto loan score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.84%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Model Year: New - 2024
Auto loan score 65 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 5.89%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Up to 60 months. Diamond Status My Member Perks.
Auto loan score 68 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.89%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
New only, model years 2025-2027. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates.
Auto loan score 63 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.93%APRas low as
Terms
2026-2027 Model Year. Monthly payment of $384.34 based on $20,000 loan for 60 months with credit score 740+.
Auto loan score 68 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
Model years 2023-2027. Term in months may vary based on applicant's credit profile, or vehicle type, mileage, and condition.
Auto loan score 66 · Carrot Score 97
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Auto loan score 66 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 6.01%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 6.005% APR on loans for new or pre-owned cars and trucks with terms up to 84 months. Based on highest credit tier; includes 0.25% autopay discount and $175 processing fee. Example given for 2025 or newer vehicle, 60-month term on $20,000 loan at 5.64% interest rate (6.005% APR).
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.04%APRas low as
Terms
APR as low as stated. APR may vary based on credit qualification, loan amount, loan-to-value, mileage, and/or loan term. Not all applicants will qualify for the lowest rate. Example: $25,000 for 66 months at 6.04% APR has a monthly payment of $446.13 ($150 loan processing fee increases APR to 6.27% and monthly payment to $448.80).
Auto loan score 65 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 6.10%APRas low as
Terms
Model Year New-2024. Estimated monthly payment $18.59 per $1,000 borrowed.
Auto loan score 65 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Indiana
111 banks and credit unions · checked Oct 15–22
- Typical
- 5.25%
- Top 10% up to
- 4.39%
- Banks, typical
- 6.47%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch