Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 62 in Connecticut · median 5.00% APR
- 4.80%APRas low as
Terms
125% financing of selling price including tax, title, warranty and conveyance fees.
Auto loan score 86 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.85%APRas low as
Auto loan score 81 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.90%APRas low as
Terms
Rates as low as 4.90% APR.
Auto loan score 86 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - Greenwich Municipal Employees Federal Credit UnionNew Auto Loan · up to 60 months
Credit union · 1 branch
4.90%APRas low asTerms
Some borrowers may receive higher rates subject to credit worthiness. The Credit Union will finance 100% of the purchase price of the vehicle including tax, registration and any extended warranty.
Auto loan score 86 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate as low as 4.99% APR for 5 years term.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Model year 2025 & Newer. Rate as low as 4.99% APR.
Auto loan score 83 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - Lawrence Memorial Hospital Employees Federal Credit UnionNew Vehicle · up to 60 months
Credit union · 1 branch
4.99%APRas low asAuto loan score 83 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate quoted as low as; based on credit score. 100% financing.
Auto loan score 83 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Auto loan score 83 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - Unity Financial Credit UnionNew Autos: 2025 - 2026, Demos < 10,000 Miles · up to 60 months
Credit union · 4 branches
4.99%APRas low asTerms
Terms of Repayment Example: 60 monthly payments of $18.87 per $1,000 borrowed at 4.99% APR.
Auto loan score 83 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Up to 7 years old, max 124K miles. 100% financing available. Rate based on credit grade A and includes 0.25% Auto-Pay discount from a 360FCU account (increases by 0.25% without Auto-Pay).
Auto loan score 79 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year 2019-2025. Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Auto loan score 79 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Lowest available APR based on credit score, term, and membership status. New car purchases only; vehicle model year 2019 or newer. Subject to credit approval.
Auto loan score 78 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - Manchester Municipal Federal Credit UnionNew & Used Auto Loans · up to 60 months
Credit union · 1 branch
4.99%APRas low as · up to 7.99%4.99% APR, up to 7.99%
Terms
Credit score 720+ for 4.99% APR; credit score 600 – 619 for 7.99% APR.
Auto loan score 76 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as APR for platinum credit and loan amount of $25,000; includes 0.25% Auto Pay discount with Ellafi FCU checking.
Auto loan score 73 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Connecticut
62 banks and credit unions · checked Oct 15–22
- Typical
- 5.00%
- Top 10% up to
- 4.44%
- Banks, typical
- 6.12%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Connecticut
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 10 branches
- Affinity Federal Credit UnionCredit union · 2 branches