Credit union · NCUA insured
Southland Federal Credit Union
A $87.8M credit union headquartered in Lufkin, TX, with 7,111 members and 2 branches in Texas. Best rates: CDs 3.22% APY.
Southland Federal Credit Union Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#8 of 9 in Lufkin, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Southland Federal Credit Union
Southland Federal Credit Union is headquartered in Lufkin, Texas, and operates branch offices in Lufkin and Crockett.
- Headquarters
- 2601 S John Redditt Dr, Lufkin, TX 75904-5624
- NCUA charter
- 15815
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Angelina, Houston, or Trinity Counties.
Branches
2 branches in Texas
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Texas
2 branches
Lufkin area · 1
- Main OfficeMain office2601 S John Redditt Dr, Lufkin, TX 75904Directions
Crockett area · 1
- Crockett Branch1524 E Houston Ave, Crockett, TX 75835Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.41% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.62% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.05% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio14.41%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.62%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.05%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Southland Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.