Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 31–45 of 63 in Louisiana · median 5.24% APR
- 5.08%APRas low as
Terms
Fixed rates on new vehicles. Terms up to 84 months. No payments for up to 45 days. No prepayment penalties. Rate cannot fall lower than 5.08% APR and will not exceed 18% APR.
Auto loan score 77 · Carrot Score 83
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as
Terms
Rates as low as 5.24% on new or used auto loans.
Auto loan score 80 · Carrot Score 76
Rate checked · Auto loans rates on its site
More details - 5.24%APRas low as
Terms
Rates shown are 'as low as' and subject to credit approval based on transaction type, loan term, payment method, vehicle condition, and credit score. New auto defined as current model year or within previous 2 years with mileage not exceeding 30,000 miles.
Auto loan score 77 · Carrot Score 83
Rate checked · Auto loans rates on its site
More details - 5.25%APRas low as
Terms
Rate based on creditworthiness, collateral, and term of loan. Rate as low as 5.25%. Term up to 7 years. Purchase or refinance a new or used vehicle.
Auto loan score 78 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 5.25%APRas low as
Auto loan score 78 · Carrot Score 73
Rate checked · Auto loans rates on its site
More details - 5.25%APRas low as
Terms
1 - 60 Months term. Maximum loan amount $80,000.
Auto loan score 71 · Carrot Score 64
Rate checked · Auto loans rates on its site
More details - 5.45%APRas low as
Terms
APR as low as 5.45%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $19.08.
Auto loan score 76 · Carrot Score 69
Rate checked · Auto loans rates on its site
More details - 5.49%APRas low as · up to 16.74%
5.49% APR, up to 16.74%
Terms
Rates starting at 5.49% APR; standard APR ranges from 5.49% to 16.74% based on credit worthiness, age of vehicle, and terms of the loan. Financing up to retail value available. Optional 90-day no payment promotion defers first payment for 90 days from loan origination date (interest accrues during deferral period).
Auto loan score 74 · Carrot Score 77
Rate checked · Auto loans rates on its site
More details - 5.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised 'as low as' rate assumes excellent credit. Rates subject to approval. Includes automatic payment discount. Same rates for new, used, or refinance.
Auto loan score 70 · Carrot Score 75
Rate checked · Auto loans rates on its site
More details - 5.49%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Auto 2026 - 2022 New or Used. Max. Term 60 Months. Min. Loan Amount $500. Max. Financing 125%. Rate includes 0.50% discount for Member Loyalty Program.
Auto loan score 68 · Carrot Score 88
Rate checked · Auto loans rates on its site
More details - 5.59%APRas low as
Terms
Advertised 'as low as' annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, model year, term, and loan amount.
Auto loan score 66 · Carrot Score 77
Rate checked · Auto loans rates on its site
More details - 5.60%APRas low as · up to 15.50%
5.60% APR, up to 15.50%
Terms
Grade A (700+): 5.60%, Grade B (650-699): 6.95%, Grade C (600-649): 9.15%, Grade D (550-599): 15.50%
Auto loan score 69 · Carrot Score 66
Rate checked · Auto loans rates on its site
More details - 5.60%APRas low as
Terms
NEW! 2026; with approved credit
Auto loan score 67 · Carrot Score 94
Rate checked · Auto loans rates on its site
More details - 5.64%APRas low as
Terms
Up to 60 mo. Est. monthly payment $19.21 per $1,000. Current and previous year's models. Actual rates and terms vary based on credit history, loan amount, and collateral.
Auto loan score 67 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 5.69%APRas low as · up to 14.29%with conditions
5.69% APR, up to 14.29%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle model year 2023 and newer. Minimum 680 FICO score and $25,000 amount financed to qualify for 79 - 84-month term. 5.69% APR is for a 24 - 48-month term with minimum 780 FICO score and includes .40% discount for setting up auto pay from a Credit Human checking account. Additional rate discounts may apply for vehicle value and EV/hybrid.
Auto loan score 71 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Louisiana
63 banks and credit unions · checked Nov 5–6
- Typical
- 5.24%
- Top 10% up to
- 4.49%
- Credit unions, typical
- 5.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches
- Willis Knighton Federal Credit UnionCredit union · 1 branch