Credit union · NCUA insured
Chevron Federal Credit Union Auto Loan Rates
Chevron Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.39% for a used one. Rates checked October 16, 2026.
How Chevron Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near San Francisco, CA, where Chevron Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Chevron Federal Credit Union
5.24%APR
- Terms
- 12–60 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Utility District Credit Union
3.50%APR
- Terms
- up to 60 months
- Up to
- 13.00% APR
- Discount
- None included
2nd-lowest rate
F3 Credit Union
3.74%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
Chevron Federal Credit Union auto loan score
76
Auto loan score
Higher than 42% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chevron Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| 12–60 months | 5.24% | New auto loan; credit approval required; rate is as low as; vehicle model year current or within previous two years with mileage not exceeding 30,000 |
| 61–72 months | 5.34% | New auto loan; credit approval required; rate is as low as; vehicle model year current or within previous two years with mileage not exceeding 30,000 |
| 73–84 months | 5.79% | New auto loan; credit approval required; rate is as low as; vehicle model year current or within previous two years with mileage not exceeding 30,000 |
| 12–60 months | 5.39% | Used auto loan; credit approval required; rate is as low as; vehicle model year within past nine years with mileage not exceeding 125,000 |
| 61–72 months | 5.44% | Used auto loan; credit approval required; rate is as low as; vehicle model year within past nine years with mileage not exceeding 125,000 |
| 73–84 months | 6.04% | Used auto loan; credit approval required; rate is as low as; vehicle model year within past nine years with mileage not exceeding 125,000 |
Sources (1)
- chevronfcu.org/rates/vehicle-loans · captured Oct 7, 2026
Motorcycles Loan
| Terms | APR | Conditions |
|---|---|---|
| 12–60 months | 5.24% | New motorcycle loan; credit approval required; rate is as low as; motorcycle model year current or within previous two years with mileage not exceeding 30,000 |
| 61–72 months | 5.34% | New motorcycle loan; credit approval required; rate is as low as; motorcycle model year current or within previous two years with mileage not exceeding 30,000 |
| 73–84 months | 5.79% | New motorcycle loan; credit approval required; rate is as low as; motorcycle model year current or within previous two years with mileage not exceeding 30,000 |
| 12–60 months | 5.39% | Used motorcycle loan; credit approval required; rate is as low as; motorcycle model year within past seven years with mileage not exceeding 60,000 |
Sources (1)
- chevronfcu.org/rates/vehicle-loans · captured Oct 7, 2026
Who can join Chevron Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in select areas in San Francisco, California, or Frederick County, Maryland qualify for membership.
Employers and groups
- Select contractors of Chevron Corporation qualify for membership.
- Employees or retirees of Chevron Corporation, its wholly-owned subsidiaries and select affiliates worldwide qualify for membership.
- Chevron branded jobbers and dealers, and federal lubricant marketers (jobbers) qualify for membership.
- Members of Chevron Federal Credit Union's nonprofit partner associations qualify for membership.
- Employees of a Chevron Federal Credit Union sponsor company qualify for membership.
2 more ways to join
Family and household
- Family members of a deceased member or eligible person qualify for membership.
- Family members or household members of an eligible person qualify for membership.
Cost to join
- Each member owns a share secured by an initial deposit of $25 (or $50 for joint memberships) in a Primary Share Savings account.
Membership information collected October 5, 2026.