Credit union · NCUA insured
Jefferson Parish Employees FCU Auto Loan Rates
Jefferson Parish Employees FCU auto loans start at 5.45% APR for a new vehicle and 5.45% for a used one. Rates checked October 16, 2026.
How Jefferson Parish Employees FCU’s auto loan rates compare
Compared with banks and credit unions near New Orleans, LA, where Jefferson Parish Employees FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jefferson Parish Employees FCU
5.45%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Post Office Employees Credit Union
2.74%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Instep Credit Union
3.75%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
Jefferson Parish Employees FCU auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.45%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jefferson Parish Employees FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 0.98% | APR as low as 0.98%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $44.06. |
| up to 36 months | 5.40% | APR as low as 5.40%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $32.30. |
| up to 48 months | 5.40% | APR as low as 5.40%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $23.22. |
| up to 60 months | 5.45% | APR as low as 5.45%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $19.08. |
| up to 72 months | 6.00% | APR as low as 6.00%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $16.58. |
| up to 84 months | 6.30% | APR as low as 6.30%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $14.76. |
Motorcycle Loans
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.50% | APR as low as 7.50%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $47.05. |
| up to 36 months | 7.50% | APR as low as 7.50%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $33.19. |
| up to 48 months | 7.50% | APR as low as 7.50%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $26.31. |
| up to 60 months | 8.00% | APR as low as 8.00%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $22.47. |
| up to 72 months | 8.25% | APR as low as 8.25%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $19.97. |
| up to 84 months | 8.50% | APR as low as 8.50%. Rate based on creditworthiness and term of loan. Per $1,000 borrowed payment is $18.17. |
Who can join Jefferson Parish Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Cancer Crusaders who reside in Louisiana are eligible for membership.
- Members of Dawn Busters Kiwanis who reside in Louisiana are eligible for membership.
- East Jefferson General Hospital employees, doctors, medical staff, and technicians are eligible for membership.
- Employees of GAT Airline Ground Support in Louisiana are eligible for membership.
- Members of the Friends of the Lafitte Greenway who reside in Louisiana are eligible for membership.
- Employees of Metairie Physician Services, Inc. who work in or are paid from Metairie, Louisiana are eligible for membership.
19 more ways to join
Employers and groups
- Employees of The Rehab Center and Allied Pharmacy Management who work at the East Jefferson General Hospital are eligible for membership.
- Employees of Smoothie King (SK 1530, LLC) in the Greater New Orleans area are eligible for membership.
Military, government and schools
- Employees of the Jefferson Parish Clerk of Court are eligible for membership.
- Employees of the Jefferson Parish Council on Aging are eligible for membership.
- Employees of the District Attorney's Office are eligible for membership.
- Town of Grand Isle employees are eligible for membership.
- City of Gretna employees are eligible for membership.
- City of Harahan employees are eligible for membership.
- Staff and students of the University of Holy Cross in New Orleans, LA are eligible for membership.
- Employees of the Jefferson Parish Economic Development Commission are eligible for membership.
- Jefferson Parish Employees are eligible for membership.
- City of Kenner employees are eligible for membership.
- Town of Lafitte employees are eligible for membership.
- Employees of the Jefferson Parish Sheriff’s Office and members of JEFFSO Credit Union are eligible for membership.
- Volunteers within the municipality of Jefferson Parish are eligible for membership.
- City of Westwego employees are eligible for membership.
Family and household
- Immediate family members (mother, father, brother, sister, husband, wife, children, stepchildren, step-siblings, and step-parents) of members are eligible for membership.
- Spouses of persons who died while within the field of membership of this Credit Union are eligible for membership.
Other ways
- Persons retired as pensioners or annuitants from eligible employment groups are eligible for membership.
Cost to join
- Membership requires a minimum opening share deposit of $5.
Membership information collected October 5, 2026.