Credit union · NCUA insured
POE Federal Credit Union Auto Loan Rates
POE Federal Credit Union auto loans start at 5.60% APR for a new vehicle and 5.85% for a used one. Rates checked October 16, 2026.
How POE Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Shreveport, LA, where POE Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
POE Federal Credit Union
5.60%APR
- Terms
- up to 60 months
- Up to
- 15.50% APR
New Vehicle Loans
Lowest rate
Willis Knighton Federal Credit Union
4.69%APR
- Terms
- up to 84 months
- Up to
- 15.50% APR
2nd-lowest rate
Louisiana Catholic Federal Credit Union
5.00%APR
- Terms
- up to 72 months
- Up to
- 17.15% APR
POE Federal Credit Union auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.60%
- Used vehicleUsed5.85%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where POE Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Vehicle Loans
OVER 20 Years of Age. Must have Third Party Appraisal and Pictures to be taken by CU. 80% of Appraised Value max financing. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.05%–10.35% | Grade A (700+): 7.05%, Grade B (650-699): 9.35%, Grade C (600-649): 10.35% |
| up to 36 months | 7.15%–10.80% | Grade A (700+): 7.15%, Grade B (650-699): 10.25%, Grade C (600-649): 10.80% |
| up to 48 months | 7.50%–11.00% | Grade A (700+): 7.50%, Grade B (650-699): 10.45%, Grade C (600-649): 11.00% |
| up to 60 months | 7.85%–10.60% | Grade A (700+): 7.85%, Grade B (650-699): 10.60%. 60 MONTHS (20K). |
| up to 72 months | 9.00%–11.15% | Grade A (700+): 9.00%, Grade B (650-699): 11.15%. 72 MONTHS (30K). |
| up to 84 months | 12.50%–13.50% | Grade A (700+): 12.50%, Grade B (650-699): 13.50%. 84 MONTHS (40K). |
Sources (1)
- poefcu.org/index.php/rates · captured Oct 7, 2026
New Vehicle Loans
Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles. 120% LTV finance on new with TTL (unless exception is made). No application fees. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.80%–13.95% | Grade A (700+): 4.80%, Grade B (650-699): 5.60%, Grade C (600-649): 8.10%, Grade D (550-599): 11.95%, Grade E (549 or less): 13.95% |
| up to 36 months | 4.90%–15.05% | Grade A (700+): 4.90%, Grade B (650-699): 5.95%, Grade C (600-649): 8.55%, Grade D (550-599): 14.85%, Grade E (549 or less): 15.05% |
| up to 48 months | 5.25%–16.05% | Grade A (700+): 5.25%, Grade B (650-699): 6.50%, Grade C (600-649): 8.75%, Grade D (550-599): 15.05%, Grade E (549 or less): 16.05% |
| up to 60 months | 5.60%–15.50% | Grade A (700+): 5.60%, Grade B (650-699): 6.95%, Grade C (600-649): 9.15%, Grade D (550-599): 15.50% |
| up to 72 months | 6.00%–16.00% | Grade A (700+): 6.00%, Grade B (650-699): 7.50%, Grade C (600-649): 9.65%, Grade D (550-599): 16.00% |
| up to 84 months | 7.00%–10.00% | Grade A (700+): 7.00%, Grade B (650-699): 8.25%, Grade C (600-649): 10.00% |
Used Vehicle Loans
Auto, Truck, and Motorcycles Up to 8 Years Old. 8 yrs and older (2018 or older) adjust rate by 1.00%. 120% LTV finance on used with TTL. May add up to 4 months for Gap and Warranty, except on 84+ Month Terms. No application fees. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.05%–14.20% | Grade A (700+): 5.05%, Grade B (650-699): 6.00%, Grade C (600-649): 8.35%, Grade D (550-599): 12.20%, Grade E (549 or less): 14.20% |
| up to 36 months | 5.15%–15.30% | Grade A (700+): 5.15%, Grade B (650-699): 6.25%, Grade C (600-649): 8.80%, Grade D (550-599): 15.10%, Grade E (549 or less): 15.30% |
| up to 48 months | 5.50%–16.30% | Grade A (700+): 5.50%, Grade B (650-699): 6.75%, Grade C (600-649): 9.00%, Grade D (550-599): 15.30%, Grade E (549 or less): 16.30% |
| up to 60 months | 5.85%–15.75% | Grade A (700+): 5.85%, Grade B (650-699): 7.15%, Grade C (600-649): 9.40%, Grade D (550-599): 15.75% |
| up to 72 months | 6.50%–16.25% | Grade A (700+): 6.50%, Grade B (650-699): 7.75%, Grade C (600-649): 9.90%, Grade D (550-599): 16.25% |
| up to 84 months | 8.00%–11.50% | Grade A (700+): 8.00%, Grade B (650-699): 8.75%, Grade C (600-649): 11.50% |
Who can join POE Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.