Credit union · NCUA insured
DOCCU Auto Loan Rates
Top CarrotDOCCU auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How DOCCU’s auto loan rates compare
Compared with banks and credit unions near Baton Rouge, LA, where DOCCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DOCCU
5.25%APR
- Terms
- up to 84 months
Automobile Loan
Lowest rate
Formation Credit Union
3.15%APR
- Terms
- up to 72 months
2nd-lowest rate
Baton Rouge City Parish Employees FCU
3.99%APR
- Terms
- up to 84 months
DOCCU auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DOCCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Loan
You and your immediate family members are eligible to join if you are a member of DOCCU or an employee or retiree of DOC or one of its subsidiaries. Loan decisions are subject to qualifications and approval. Not all members will qualify for the advertised rate. Loan rate and term are determined by creditworthiness and collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.25% | Rate based on creditworthiness, collateral, and term of loan. Rate as low as 5.25%. Term up to 7 years. Purchase or refinance a new or used vehicle. |
Motorcycle Loan
You and your immediate family members are eligible to join if you are a member of DOCCU or an employee or retiree of DOC or one of its subsidiaries. Loan decisions are subject to qualifications and approval. Not all members will qualify for the advertised rate. Loan rate and term are determined by creditworthiness and collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.25% | Rates are the lowest offered by DOCCU. Loan decisions are subject to qualifications and approval. Not all members will qualify for the advertised rate. Loan rate and term are determined by creditworthiness and collateral. Term up to 7 years. Loans for new and used motorcycles. |
Who can join DOCCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of DOC or one of its subsidiaries are eligible for membership.
Family and household
- Immediate family members of DOCCU members or employees/retirees of DOC or its subsidiaries are eligible to join.
Membership information collected October 5, 2026.