Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–21 of 21 in Ohio · median 6.64% APR
- 7.39%APRas low as · up to 7.75%
7.39% APR, up to 7.75%
Terms
Rates as low as 7.000% (7.745% - 7.394% APR). APR based on $25,000.00 loan with credit score of 750+ and $275 processing fee. Your actual APR will be based on your specific situation. Additional information including, but not limited to, the amount financed, term, loan-to-value, applicant's credit score, credit history, vehicle age and mileage will be taken into consideration.
Auto loan score 61 · Carrot Score 61
Rate checked · Auto loans rates on its site
More details - 7.42%APRas low as
Terms
Based on a 6-year fixed rate loan of $10,000 and a credit score of 700. Rates may vary depending on Credit Score and Loan-To-Value. Minimum loan amount of $3,000. Proof of insurance required at closing. 0.25% rate reduction with Auto Pay. Model years 2024-2026.
Auto loan score 61 · Carrot Score 73
Rate checked · Auto loans rates on its site
More details - 7.51%APRas low as
Terms
Rates as low as 7.51% APR based upon loan amount and creditworthiness. Advertised APR assumes excellent credit history, is based on an average loan amount of $40,000 borrowed over 60 months, includes $257 in account opening fees, and equates to a monthly payment of $799.87. Some loans may be eligible for additional relationship-based account benefits for checking account clients.
Auto loan score 61
Rate checked · Auto loans rates on its site
More details - 7.52%APRas low as
Terms
As Low As rate. APR based on $25,000.00 loan with credit score of 760+ and $240 processing fee.
Auto loan score 61 · Carrot Score 63
Rate checked · Auto loans rates on its site
More details - 7.80%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year 2021 - NEW. Rate includes 0.50% reduction for automatic payments from a 1st National Bank account. All loans subject to credit approval. APR based upon $10,000 loan size and $250 loan fee.
Auto loan score 61 · Carrot Score 61
Rate checked · Auto loans rates on its site
More details - 8.29%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
With AutoPay.
Auto loan score 60 · Carrot Score 64
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Ohio
21 banks and credit unions · checked Nov 5–6
- Typical
- 6.64%
- Top 10% up to
- 5.64%
- Banks, typical
- 6.64%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 41 branches
- Chivaho Federal Credit UnionCredit union · 1 branch